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Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

OMG DISCOVER MOTIVA APPROVED!!!

Instant approval! Idk like CL yet, but Im so amazed!!!

I got 0% for 15 mos on purchases and transfers!!!!! Wooowwwww!!!!!!

Ive spent years building my credit to get this!!! Bout to try to find the approval line number to find credit line!!!!

You guys have helped me so much!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

your credit file and score ?


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
creditnocash
Posts: 2,201
Registered: ‎07-23-2012
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

congrats!  discover is a good bank to keep positive histor with. 

treat it well!. 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

CONGRATS!!!

What's the difference between motiva and more?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
maiden_girl
Posts: 2,094
Registered: ‎12-29-2011
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

[ Edited ]

CONGRATS

 

oh and you don't have to call for your CL..just go to discover.com and type in "application status" in the search and type in your info and it will tell you how much youve been approved for.

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

congrats welcome to primeville :smileyvery-happy:

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor
maiden_girl
Posts: 2,094
Registered: ‎12-29-2011
0

Re: OMG DISCOVER MOTIVA APPROVED!!!


LS2982 wrote:
CONGRATS!!!

What's the difference between motiva and more?

MOTIVA automatically signs you up for cashback rewards. And you get it for ALL purchases...vs Discover More where you have to sign up for each quarter and cashback is only valid for selected catagories for that quarter. I should've apped for MOTIVA. LOL

 

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

Meh More seemed boring plus the intro apr of 0% on purch/xfers didn't last 15 months like with Motiva!!! Wow! Called for the CL..

$4,000!!!!!!!!!!!!! Highest starting limit ever!!!!!

And their Customer Service is 24/7; I spoke to an Am rep. I have more 0% offers than I know what do with at this point. She recommended that I lower some of my unused credit lines to get a higher limit in 6 mos.

Well, idk my true Fico...
But CreditSesame is 688
CK is 676
Exp Plus is 703


Oh btw, the online app status thing was down on the website.

I just hope they don't lower the intro offer of 0% from 15 mos down to like 6 mos... But I didn't really need the cred anyway... Was just curious as my scores are fairly high atm

I'm sorrry I ever knocked Discover, although my WMT Discover just lost it's luster since I have a REAL ONE!!! Hehehe

You guys are the best. Now, I just need to make sure I pay down that damn Barclay's Amex for real. Hahahha
I wanna app for a real Amex still, but I don't mind waiting til I grad next year to get a true Amex. Right now, 0% cred and cashback is king.
:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
maiden_girl
Posts: 2,094
Registered: ‎12-29-2011
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

I wonder if I can call and PC for MOTIVA...after I got MORE...I saw MOTIVA and wanted it! LOL!

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: OMG DISCOVER MOTIVA APPROVED!!!

As you know...anything's worth a try with these credit folk...

Im still just floored... I remember being 18-19 and thinking how great it would be to build my cred with a Discover...little did I know.. I'd need to build it to get it hahaha!!
Now I wonder how the aaoa will hit and the inq... Ugh even ten points of a loss on fico makes me mad grrrrrr lol

:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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