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Senior Contributor
youngandcreditwrthy
Posts: 5,971
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

I'm not planning to pay any interest.

Pretty sure I can sign up for the 5% cashback too...
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!


youngandcreditwrthy wrote:
I'm not planning to pay any interest.

Pretty sure I can sign up for the 5% cashback too...

Sorry, but according to the Motiva FAQ, the only way to earn 5% back with the Motiva card is through ShopDiscover and through the Pay-On-Time bonus when you are charged interest.

 


What is the 5% Pay-On-Time Bonus®?

Pay-On-Time Bonus® is a type of Cashback Bonus® that you earn for making your payments on time. Each time you pay at least the Minimum Payment Due by the Payment Due Date, you'll earn 5% of your interest charges as a Cashback Bonus. If your payment is late, you pay less than the Minimum Payment Due (or make no payment at all), or your payment is returned unpaid, you will not earn a Pay-On-Time Bonus. The amount of your Pay-On-Time Bonus will be included on your statement in the Cashback Bonus Summary section, along with any Cashback Bonus you may have earned on purchases.

 

Are there other ways I can earn Cashback Bonus?

In addition to your Pay-On-Time Bonus®, you can earn Cashback Bonus® by using your Discover® Motiva cardSM for all your purchases.

You can earn 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping mall.

Get up to 1% Cashback Bonus on all of your purchases.


 

As far as I can tell, if you pay no interest, you don't get the 5% Pay-On-Time bonus. However, you may still be able to product-change to the More or It card if you decide you want the 5% quarterly bonus categories.

Senior Contributor
youngandcreditwrthy
Posts: 5,971
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Eh... That's okay with me. Lol You didnt have to c&p that I'm quite aware of the terms of my account...
Either way, you can't beat the 15 mos 0% on purchs and xfers!!!! Main features that have potential use for myself!!!!

Btw, Iike my Freedom better for cashback as I can get 1% no matter what.

Thanks :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Mellon
Posts: 338
Registered: ‎08-31-2007

Re: OMG DISCOVER MOTIVA APPROVED!!!

Congrats on the approval

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: OMG DISCOVER MOTIVA APPROVED!!!

Congrats!  Discover is a great card to carry in your wallet!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Senior Contributor
youngandcreditwrthy
Posts: 5,971
Registered: ‎08-16-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Thanks webhopper!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | CSP $10k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Myponts.com Visa $3.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

@ youngandcreditwrthy. So they approved you with a freeze on your credit reports? I just read a previous tread that you was approved for a AmEX card today with the freeze on your reports.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!

Congrats

Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

Re: OMG DISCOVER MOTIVA APPROVED!!!

Congrats on your approval.  I want this card too:smileytongue:


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: OMG DISCOVER MOTIVA APPROVED!!!


youngandcreditwrthy wrote:
Instant approval! Idk like CL yet, but Im so amazed!!!

I got 0% for 15 mos on purchases and transfers!!!!! Wooowwwww!!!!!!

Ive spent years building my credit to get this!!! Bout to try to find the approval line number to find credit line!!!!

You guys have helped me so much!!

Oh my, I felt something tingling up my leg while thinking about Discover Card:smileysurprised:.

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