OMG! I-Love-NFCU! UPDATE!

[madmann26]

Congrats!!!! I love NFCU so far myself.

Treat them well and they will treat you well.

[Epcot]

Nice, Congrats!

[Duncanrr]

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it

[j_casteel]

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@Duncanrr wrote:

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it

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i wonder if that could have an effect on me? I am an AU on my brothers AMEX which has a $33.3k limit.

[j_casteel]

lol, just got an email from NFCU about a secure message waiting for me. i logged in to check it out and it was just them congratulating me on my credit card approval. I do have a question though:  It said the APR is "prime plus 12.4%" what exactly does that mean? They gave me an APR of 15.65% and their site shows the cashRewards card with rates as low as 9.65%. So i'm assuming when they are referring to "prime plus 12.4% they aren't referring to their prime rates but the national average prime rate or something?

[MountainHiker]

Congrats!

[shorrttyycm1]

Congrats!!! Your fan club member number is 134556644. ;-)

[j_casteel]

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@shorrttyycm1 wrote:
Congrats!!! Your fan club member number is 134556644. ;-)

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lol, how'd i get that number?