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Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: OMG! I-Love-NFCU!

Congrats!!!! I love NFCU so far myself.

 

Treat them well and they will treat you well.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
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Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: OMG! I-Love-NFCU!

Nice, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: OMG! I-Love-NFCU!

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
j_casteel
Posts: 1,691
Registered: ‎06-21-2012

Re: OMG! I-Love-NFCU!

[ Edited ]

Duncanrr wrote:

Grats.  Nice starting CL.  I may go for my second card with them (probably cash rewards) after refi.  Part of me though doesnt want to have so much in available credit as I dont want other lenders to be spooked by it :smileyhappy:


i wonder if that could have an effect on me? I am an AU on my brothers AMEX which has a $33.3k limit.

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:686 EX:706 TU:698
Goal Score: 700
across the board
Valued Contributor
j_casteel
Posts: 1,691
Registered: ‎06-21-2012

Re: OMG! I-Love-NFCU!

lol, just got an email from NFCU about a secure message waiting for me. i logged in to check it out and it was just them congratulating me on my credit card approval. I do have a question though:  It said the APR is "prime plus 12.4%" what exactly does that mean? They gave me an APR of 15.65% and their site shows the cashRewards card with rates as low as 9.65%. So i'm assuming when they are referring to "prime plus 12.4% they aren't referring to their prime rates but the national average prime rate or something?

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:686 EX:706 TU:698
Goal Score: 700
across the board
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: OMG! I-Love-NFCU!

Congrats!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Frequent Contributor
shorrttyycm1
Posts: 392
Registered: ‎03-29-2011

Re: OMG! I-Love-NFCU! UPDATE!

Congrats!!! Your fan club member number is 134556644. ;-)

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Valued Contributor
j_casteel
Posts: 1,691
Registered: ‎06-21-2012

Re: OMG! I-Love-NFCU! UPDATE!

[ Edited ]

shorrttyycm1 wrote:
Congrats!!! Your fan club member number is 134556644. ;-)

lol, how'd i get that number? :smileyvery-happy:

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:686 EX:706 TU:698
Goal Score: 700
across the board

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