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Regular Contributor
scorpiostinger07
Posts: 203
Registered: ‎09-17-2007

OMG Orchard Bank has unsecured my card and returned my deposit.

[ Edited ]

Just called and found out my secured orchardbank card has been unsecured on Jan 17th and my despoit was returned to me. From what I gathered on the phone it looks like this is for all Orchard Bank secured cards.  So call and check.


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Valued Contributor
daybreakgonesXe
Posts: 1,677
Registered: ‎11-17-2012

Re: OMG Orchard Bank as unsecured my card and returned my deposit.


scorpiostinger07 wrote:

Just called and found out my secured orchardbank card has been unsecured on Jan 17th and my despoit was returned to me. From what I gathered on the phone it looks like this is for all Orchard Bank secured cards.  So call and check.


YESSSS I WILL BE ASKING RIGHT NOW! Thank you SO MUCH for this post, I am absolutely PUMPED! Had mind for about 2 years 7 months. Did you contact Orchard Bank or Cap One?

 

Also wondering what they'll PC our cards to...this is exciting!

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Regular Contributor
scorpiostinger07
Posts: 203
Registered: ‎09-17-2007

Re: OMG Orchard Bank as unsecured my card and returned my deposit.

Im excited too!! I've had this card since 10/2008.


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Valued Member
bradpitt
Posts: 50
Registered: ‎09-20-2012

Re: OMG Orchard Bank has unsecured my card and returned my deposit.

[ Edited ]


scorpiostinger07 wrote:

Just called and found out my secured orchardbank card has been unsecured on Jan 17th and my despoit was returned to me. From what I gathered on the phone it looks like this is for all Orchard Bank secured cards.  So call and check.


Just curious if that was your only call or did you also call before the 17th?

 

 



daybreakgonesXe wrote:

YESSSS I WILL BE ASKING RIGHT NOW! Thank you SO MUCH for this post, I am absolutely PUMPED! Had mind for about 2 years 7 months. Did you contact Orchard Bank or Cap One?

 

Also wondering what they'll PC our cards to...this is exciting!


Did you call? 

Curious as to what they said if you did.

Thx. 

Valued Contributor
daybreakgonesXe
Posts: 1,677
Registered: ‎11-17-2012

Re: OMG Orchard Bank has unsecured my card and returned my deposit.

[ Edited ]

bradpitt wrote:


scorpiostinger07 wrote:

Just called and found out my secured orchardbank card has been unsecured on Jan 17th and my despoit was returned to me. From what I gathered on the phone it looks like this is for all Orchard Bank secured cards.  So call and check.


Just curious if that was your only call or did you also call before the 17th?

 

 



daybreakgonesXe wrote:

YESSSS I WILL BE ASKING RIGHT NOW! Thank you SO MUCH for this post, I am absolutely PUMPED! Had mind for about 2 years 7 months. Did you contact Orchard Bank or Cap One?

 

Also wondering what they'll PC our cards to...this is exciting!


Did you call? 

Curious as to what they said if you did.

Thx. 


Brad, i sent a PM instead because I didn't want to seem too nosey :smileywink: they usually get back within 24 hours so i'll let you know tomorrow what they say! if they are still giving me an iffy answer, i'll definitely call them!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Valued Member
bradpitt
Posts: 50
Registered: ‎09-20-2012

Re: OMG Orchard Bank has unsecured my card and returned my deposit.


daybreakgonesXe wrote:
Brad, i sent a PM instead because I didn't want to seem too nosey :smileywink: they usually get back within 24 hours so i'll let you know tomorrow what they say! if they are still giving me an iffy answer, i'll definitely call them!

Thanks :smileywink:

Regular Contributor
scorpiostinger07
Posts: 203
Registered: ‎09-17-2007

Re: OMG Orchard Bank has unsecured my card and returned my deposit.

So I checked the mail tonight and found a statment from Iintermountain Community Bank first one ive ever recieved. It looks like my savings account that secured my Orchard bank Mastercard was closed on 1/24/2013. So my guess is that a refund check will arrive within 2 to 3 weeks as stated by the customer service rep that I spoke with.


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daybreakgonesXe
Posts: 1,677
Registered: ‎11-17-2012

Re: OMG Orchard Bank has unsecured my card and returned my deposit.


scorpiostinger07 wrote:

So I checked the mail tonight and found a statment from Iintermountain Community Bank first one ive ever recieved. It looks like my savings account that secured my Orchard bank Mastercard was closed on 1/24/2013. So my guess is that a refund check will arrive within 2 to 3 weeks as stated by the customer service rep that I spoke with.


Weird o.O My deposit was always with HSBC, and I even got a statement from HSBC in January for my Oct-Dec 2012 statement...hoping it's still the same case for me! *fingers crossed* scorpio, did you happen to have a soft pull PRM on your equifax from Household Bank? I got one and posted a thread on it about two weeks ago, maybe this is what that soft pull was for!

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Regular Contributor
scorpiostinger07
Posts: 203
Registered: ‎09-17-2007

Re: OMG Orchard Bank has unsecured my card and returned my deposit.

Yes I did, Which I found very very odd. Let me look at the date but I belive it was on Jan 18th.


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Regular Contributor
scorpiostinger07
Posts: 203
Registered: ‎09-17-2007

Re: OMG Orchard Bank has unsecured my card and returned my deposit.

Yep it was Jan 18th 

PRM-HOUSEHOLD CARD SERV 01/18/13

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