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Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012

OMG! Shocking Chase approval!

Tonight I applied for the Southwest Airlines Rapid Rewards Plus card from Chase.  It was a risky move considering Chase seems to be hot and cold with me.

 

Honestly, I had a gut feeling I'd get a 30 day message, find out I'm declined, and could try to recon.  I've applied for 2 CC's from Chase before.  I have an Amazon Visa with them for $1100 (originally approved for $800 on recon back in October, but they bumped up my limit a week or so ago).  Then in December I tried for the Chase Freedom and was denied for too many new accounts/inquiries (had 4 on EX at the time).  I couldn't even get approved on recon.  Thankfully AMEX approved me for BCE a month later and I got some backdating, but it brought my EX inqs to 6.

 

Fast forward to tonight, I decided to just go for it.  My SO and I are going out of state for a wedding in June and we'll also be visiting his family for Christmas, and Southwest/Air Tran flies to both locations we'd be going to, so the points would be a huge help.  Originally I wanted to apply for the Priority Club Visa card as my 2013 goal card, but after seeing so many hotel loyalty programs devalue their points these last couple of months, I officially decided against it.

 

So I apped for the RR card, and I got a 10 day message.  No big surprise there.

 

Then I called the app status line to see if it had processed a decline.  I figured, tomorrow's Friday, so I can call to recon before the weekend arrives.

 

Instead, I heard the recording tell me I was APPROVED for $6500 (my highest limit yet!!) anddddd they gave me the best APR of 15.24% (my lowest APR yet!!).


I am soooo thrilled! Despite the annual fee, this will be a keeper card for me.  In fact, I will probably upgrade it to the Premier in a year since I'll need the option for no foreign transaction fees by that point.

 

On the downside, being approved for best terms means I won't get a free Experian score :-P

 

But...this means they'll issue me a Visa Signature card, yes? :smileyhappy:

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 762 (4/6/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,232
Registered: ‎10-02-2012

Re: OMG! Shocking Chase approval!

[ Edited ]

WOWOW  CHASE likes you know alright you must of showed them with your amazon VISA how well you manage credit! and yes its gonna be a VISA Signature! Congrats!


$600$800$1,000$500(AU) $2,500
EQ FICO---, EX FICO---, TU FICO---, AAOA 5 months, Utilization 70%, No delinquencies of any sort.
Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: OMG! Shocking Chase approval!

WOW!!!! Super Congrats!!!

*8/10/13
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012

Re: OMG! Shocking Chase approval!

Way to go! Congrats!
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
isoldmyatlas
Posts: 341
Registered: ‎04-28-2012

Re: OMG! Shocking Chase approval!

Thanks guys!  I'm happy to have been approved for my first Visa Siggy, and it's my first airline card too!  I love AMEX but I don't love Delta at all, so I feel lucky that I got one for an airline I actually enjoy flying.

TU: 761 (7/13/14) | EQ: 777 (7/6/14) | EX: 762 (4/6/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $5,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
Moderator
09Lexie
Posts: 24,405
Registered: ‎09-13-2012

Re: OMG! Shocking Chase approval!

Established Member
cd73
Posts: 21
Registered: ‎07-31-2008

Re: OMG! Shocking Chase approval!

I apped chase over and over....originally had a chase BP with $5500 limit....one day realized it got reduced to $1500 for no reason....probably non use....well after so many apps, especially for a sapphire...finally got approved...got denied for sapphire like 6-7 times....this time 21k approval.....I live in Memphis, so since Southwest was coming to town, about a week later app'ed for the Southwest card thru Chase and got 18k.....who knows if those limits will keep but they are awesome cards!
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: OMG! Shocking Chase approval!


cd73 wrote:
I apped chase over and over....originally had a chase BP with $5500 limit....one day realized it got reduced to $1500 for no reason....probably non use....well after so many apps, especially for a sapphire...finally got approved...got denied for sapphire like 6-7 times....this time 21k approval.....I live in Memphis, so since Southwest was coming to town, about a week later app'ed for the Southwest card thru Chase and got 18k.....who knows if those limits will keep but they are awesome cards!

Congrats!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: OMG! Shocking Chase approval!

CONGRATS!!!

 

Very nice limit too!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: OMG! Shocking Chase approval!

Congrats!

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log

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