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Orchard CLI Increase success!!!

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unc0mm0n1
Established Contributor

Re: Orchard CLI Increase success!!!


@nvrgvupnvrsrndr wrote:

I believe they did a hard pull but a $2,200 increase (from $300 to $2,500) was worth it in my opinion.  The small ding my score took vs. the long term benefit of no longer having a cc with a low limit more than makes up for it.


No pain no gain. Congrats on the CLI.

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 21 of 27
Give_Me_Credit_Please
Regular Contributor

Re: Orchard CLI Increase success!!!

Finally a cli with Orchard Bank!! Been with them for  over 3 years and been on a stand still with them @ $520cl. I emailed the EO, they called back and said they'll look into it. I checked my account this morning and receive a $230 increase. It's not much but at least it's moving forward!! Just happy to be acknowledge that I'm a valued customer!!

Message 22 of 27
jbrickbm
New Contributor

Re: Orchard CLI Increase success!!!

I've had my Orchard Account for over 5 yers, I've maintained my $59 AF and have had a $300 Creditlline.  I just emailed EO ill keep everyone posted.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 23 of 27
tattooedhusker
Established Contributor

Re: Orchard CLI Increase success!!!


@jbrickbm wrote:

I've had my Orchard Account for over 5 yers, I've maintained my $59 AF and have had a $300 Creditlline.  I just emailed EO ill keep everyone posted.


I would wait until the transition is complete, otherwise it is going to be a hard pull. If you are like me (only had mine for 3 years though), agree to the HP and on only get $100 increase...

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 24 of 27
jbrickbm
New Contributor

Re: Orchard CLI Increase success!!!


@tattooedhusker wrote:

@jbrickbm wrote:

I've had my Orchard Account for over 5 yers, I've maintained my $59 AF and have had a $300 Creditlline.  I just emailed EO ill keep everyone posted.


I would wait until the transition is complete, otherwise it is going to be a hard pull. If you are like me (only had mine for 3 years though), agree to the HP and on only get $100 increase...


Maybe thats what ill do, do you know how they will transition the accounts?   Will I keep my same AF and APR?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 25 of 27
QueenBeeOC
Regular Contributor

Re: Orchard CLI Increase success!!!

I just had some luck with the Executive Offices on my Cap1 card but wanted to increase my orchard card too. Can you PM  me the info/email?

 

Thanks!

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Message 26 of 27
nvrgvupnvrsrndr
Contributor

Re: Orchard CLI Increase success!!!

Original poster here...I e-mailed Cap1's EO. They in turn sent it to Orchard. My Orchard Visa has been showing up as Cap1 on my CR for a couple of months now. Hope this helps.
Message 27 of 27
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