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The HP just came in... it was a HP on Experian which I expected since they give the EX Fico monthly.
@Anonymous wrote:The HP just came in... it was a HP on Experian which I expected since they give the EX Fico monthly.
Do they do instant-approvals, or do they manually review all apps?
I did it at 11pm at night, so I imagine it was "instant". After I app'd it was doing its thing, then it stopped and said to check the status after 5 minutes (thought ugh denial). I checked the status and it was approved. But because it was so late at night, I don't think anyone would have been in the office to review it manually.
jd5189,
What was your score at the time you applied for this? And how many inquiries?
Secondly, do you guys first become their member or apply the card directly? I'm assuming that in the first case, they would do two hard pulls, right?