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Pre-Approved Chase Credit Card at Bank - Approved!

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heehawheehaw
Valued Member

Pre-Approved Chase Credit Card at Bank - Approved!

So, I went to Chase today to deposit my paycheck and the teller tells me I've been pre-approved for a credit card, but didn't tell me which one.  So I got curious and decided to check out what I got approved for and talked to the banker.  Basically the banker pulls out the chart with all of Chase's top credit cards and tells me to pick one.  I was stunned, since not too long ago, I had applied for CSP and was denied!  I ultimately picked the Chase Freedom and had them move 3.5k from my Chase Amazon card to get it over 5k and thus my first Visa Sig!  I've had a great 2 months (3 Amex cards last month!) and now its time to garden.  BTW, thanks to everyone on these forums, there is just so much valuable information for college student like me!


| Amazon Visa [$500] Oct '08 | Amazon Store [$4.8k] Nov '10 | WF College CB Visa [$600] May '11 |
| Fidelity AMEX [$5k] Oct '12 | BCE AMEX [$7.3k] Dec '12 | Chase Freedom VS [$5k] Jan '13| Discover IT [$3.5k] Jul '13 |
| CSP [$5k] Oct '13 | Barclay Arrival [$9k] Dec '13 | AMEX Everyday [$5k] Dec '14 | SFFCU Visa [$10k] Jan '15 |
EQ: 705/785 (VS 3.0), TU (Discover+Barclay): 757, EX (CS): 816. Its Garden Time! (1/19/15)
Message 1 of 17
16 REPLIES 16
ryanbush
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Did they confirm it was a Visa Sig?  I've heard you had to have the Freedom open for 13 months before they will allow it to be a Signature Card

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 2 of 17
heehawheehaw
Valued Member

Re: Pre-Approved Chase Credit Card at Bank - Approved!

I asked the banker and he said it would be a Visa Sig.  


| Amazon Visa [$500] Oct '08 | Amazon Store [$4.8k] Nov '10 | WF College CB Visa [$600] May '11 |
| Fidelity AMEX [$5k] Oct '12 | BCE AMEX [$7.3k] Dec '12 | Chase Freedom VS [$5k] Jan '13| Discover IT [$3.5k] Jul '13 |
| CSP [$5k] Oct '13 | Barclay Arrival [$9k] Dec '13 | AMEX Everyday [$5k] Dec '14 | SFFCU Visa [$10k] Jan '15 |
EQ: 705/785 (VS 3.0), TU (Discover+Barclay): 757, EX (CS): 816. Its Garden Time! (1/19/15)
Message 3 of 17
ryanbush
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

that's awesome, my father has a freedom that has been opened since 2001 with an 18k credit line and it's not a signature card... weird

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 4 of 17
heehawheehaw
Valued Member

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Since the credit limit is over 5k, I think your dad could upgrade it to a signature and it wouldn't cost him more than a phone call/visit and some time.


| Amazon Visa [$500] Oct '08 | Amazon Store [$4.8k] Nov '10 | WF College CB Visa [$600] May '11 |
| Fidelity AMEX [$5k] Oct '12 | BCE AMEX [$7.3k] Dec '12 | Chase Freedom VS [$5k] Jan '13| Discover IT [$3.5k] Jul '13 |
| CSP [$5k] Oct '13 | Barclay Arrival [$9k] Dec '13 | AMEX Everyday [$5k] Dec '14 | SFFCU Visa [$10k] Jan '15 |
EQ: 705/785 (VS 3.0), TU (Discover+Barclay): 757, EX (CS): 816. Its Garden Time! (1/19/15)
Message 5 of 17
Cadillac-XTS
Established Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Congrats

Message 6 of 17
poops
Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

What's the allure of the Signature branded card...?

Message 7 of 17
daybreakgonesXe
Valued Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!


@poops wrote:

What's the allure of the Signature branded card...?


Many added perks! You can check them out on the Visa webpage. One of which I just recently utilizied was the Auto Collision waiver on a rental car! Smiley Happy

Message 8 of 17
sonson
Regular Contributor

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Congrats on the new card!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Message 9 of 17
heehawheehaw
Valued Member

Re: Pre-Approved Chase Credit Card at Bank - Approved!

Thanks credit314 and sonson!


| Amazon Visa [$500] Oct '08 | Amazon Store [$4.8k] Nov '10 | WF College CB Visa [$600] May '11 |
| Fidelity AMEX [$5k] Oct '12 | BCE AMEX [$7.3k] Dec '12 | Chase Freedom VS [$5k] Jan '13| Discover IT [$3.5k] Jul '13 |
| CSP [$5k] Oct '13 | Barclay Arrival [$9k] Dec '13 | AMEX Everyday [$5k] Dec '14 | SFFCU Visa [$10k] Jan '15 |
EQ: 705/785 (VS 3.0), TU (Discover+Barclay): 757, EX (CS): 816. Its Garden Time! (1/19/15)
Message 10 of 17
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