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Mega Contributor
Creditaddict
Posts: 18,824
Registered: ‎10-23-2007

Roommate Bill Me Later INSTANT APPROVAL

I posted I believe on Friday about him applying for Best Buy and got number to call and they said they would continue for a MasterCard if he wished then told him further processing and would get info in mail. (YAWN)

 

He needs an iPad for his new job and I love me some Bill Me Later and they are currently offering 1% Bonus Cash back on Ebay Purchases and 6 months 0% with just a $99 Minimum Spend so I said go for that (He has some high util. and some missed payments pretty recently... doesn't always stay on top of things... thinking in the low 600's)

 

Instant Approval for $801.00!!  (I actually thought that was pretty high initial instant approval but I also have not seen anyone using a Bill Me Later since they really started issueing the credit lines vs. before it was moving all the time.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Frequent Contributor
mauwow0682
Posts: 284
Registered: ‎08-24-2010

Re: Roommate Bill Me Later INSTANT APPROVAL

$801.00...What is this the price is right? lol. Congrats to your roomie.


Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


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Mega Contributor
Creditaddict
Posts: 18,824
Registered: ‎10-23-2007

Re: Roommate Bill Me Later INSTANT APPROVAL


mauwow0682 wrote:

$801.00...What is this the price is right? lol. Congrats to your roomie.


No he went and applied through Bill Me Later Website directly before shopping and that was his CL given.

 

He spent about $345 on Ebay shortly after.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Contributor
Candice
Posts: 161
Registered: ‎08-14-2008

Re: Roommate Bill Me Later INSTANT APPROVAL

Congrats. I do a lot of PayPal stuff and hope to get a BillMeLater in November :smileyhappy: 

Age: 24 | AAoA: 2.0 Years | TU Fico: 626 (April 2013) | EX Fako: 608 | EQ Fico: 601 (April 2013)
Seedling Garden Club Member - Last App: April 16, 2013 - Next App: November 2013
Discover More: $500 | Target RedCard: $200 | CareCredit: $1800 | Apple Barclaycard: $1700 | Amazon: $600
Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009

Re: Roommate Bill Me Later INSTANT APPROVAL

Bill me later is nice because it does not report so it will not effect your core accept for the inquire

Frequent Contributor
mauwow0682
Posts: 284
Registered: ‎08-24-2010

Re: Roommate Bill Me Later INSTANT APPROVAL

I was referring the the creditline. 801 seemed a bit quirky, but what hay..an approval is an approval :smileyvery-happy:


Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Mega Contributor
Creditaddict
Posts: 18,824
Registered: ‎10-23-2007

Re: Roommate Bill Me Later INSTANT APPROVAL


mauwow0682 wrote:

I was referring the the creditline. 801 seemed a bit quirky, but what hay..an approval is an approval :smileyvery-happy:


Discover use to do weird things like this too... I wouldn't be surprised if it's some code to if increases will go through, how long it needs to be... etc. etc.

I have seen like 2462 and stuff like that with them too.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Contributor
navigatethis12
Posts: 1,881
Registered: ‎01-24-2012

Re: Roommate Bill Me Later INSTANT APPROVAL


mauwow0682 wrote:

$801.00...What is this the price is right? lol. Congrats to your roomie.


I got the same amount last year when I applied. I thought it was pretty strange too.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Roommate Bill Me Later INSTANT APPROVAL

BML declined me for excessive obligations. :smileysad:

This was like 2 months ago.

CONGRATS on you rommies approval!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
happyhome40
Posts: 70
Registered: ‎10-02-2009

Re: Roommate Bill Me Later INSTANT APPROVAL

I love BML. I was approved for 12k last Nov. I mainly only use it for eBay purchases and for purchasing our airline tickets. I like being able to take the is months to pay it off and like stated above, it doesn't report.

Congrats on your roomies approved.

HH40

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