11-07-2012 04:24 PM
If you go to solutions.partnercardservices.com it will take you to a site "Powered by HSBC" and has a disclaimer that "This card is issued by Capital One"
If you look at it simply as a rebuilder and use it as one you'll be OK. If you are looking for something that you'll keep for a long time, rethink it and look at a secured card at a credit union.
11-07-2012 07:03 PM
EITHER WAY SEARS PLATINUM MASTERCARD IS NOT THAT GREAT THEIR REWARDS ARE RETARDED LIKE NO TOMMOROW. Its more of a keep in case you fall off your stairs and need it for the emergency room. Their are other great Cards issued by CITI. #Justsayin
11-15-2012 10:41 AM
Lol anything Citi backed is NOT for rebuilding!!!! More like getting denied for. Citi is a stickler and their cust service is typically poor.
Yeah, tell me about it. I wish I had seen this thread a week ago. Just recently app'd online for the store card, was looking for a kmart store card since I am in first steps of rebuild thought I didn't need to go to the Sears store because I was not app'ing for visa or mc. Thought I might have a good chance for the store card. Well I got the 30 day message, so today I called to get status and the rep who answers starts this whole speel about getting my free annual credit report. yada yada yada...We reviewed your EXP reported and this..this.. this.. is on your report. I felt like I was being scalded for being bad. No, actually it felt like she was saying " how dare you app for this card with your credit report. Well you must be stupid and I need to teach you how to understand your credit ."
Or, maybe I am overly sensitive this morning but either way this experience will be remember when I am in good shape creditwise. No Thank You Citi!
11-15-2012 11:57 AM
I wish I wasn't stupid in my younger days...I'd have a Citi card now at least...hahah.
But after hearing some of the horror stories, I'm not too disappointed about not having a Citi account.