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SURPRISING! Amex approval!!! :O

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ItchyAppFingers
New Contributor

SURPRISING! Amex approval!!! :O

Hello all Smiley Happy I have some amazing news to share with you all but first I would like to mention for anyone out there who has the American Express Zync card with a hard limit of $200 or $500 (like me) don't be discourage there is still hope for you all out there in the Amex world.

So today I randomly decided to try my luck on the Amex Gold PR knowing I probably had a 95% chance of getting denied because of my hard limit Zync card but I decided to go for it anyways, either way it would just be a SP. I called up Amex over the phone CC application # on there website and went ahead filled my app with a rep for the Amex Gold PR. After a few minutes the rep tells me I have been approved for a NPSL Gold PR card and should be receiving my card within 2-3 business days. I CANNOT believe my ears! My brain literally went blank! After reading up on here that there is no way anyone would be able to get approved for another amex card with a hard limit Zync unless you close your Zync card I thought all hope was gone for me in the amex world....just me and my $500 unicorn card limited edition.... BUT NOW that theory is false.... There is still hope for us Zync card holders! I jut hope they don't FR me after realizing my hard limit on my zync card. Im still scared that Amex may think the approval was a mistake and cancel my new card. Smiley Frustrated
My Current Plastic: {Amazon Store Card} {Amazon Visa} {Amex Zync} {Amex Gold PRG} {Amex BCE} {Bloomingdales} {BOA 123 Cash Rewards} {Capital One Platinum Visa} {Chase Freedom Visa} {Discover IT} {Kohls} {Macy's} {Nordstrom} {SonyCard Visa} {Target RedCard}
Message 1 of 26
25 REPLIES 25
icanimprove
Established Member

Re: SURPRISING! Amex approval!!! :O

Congrats! Don't worry about any potential FR just enjoy the approval;-)
Message 2 of 26
L0RDAVENTAD0R
Frequent Contributor

Re: SURPRISING! Amex approval!!! :O

Congrats! What limit did you end up getting ?

Message 3 of 26
09Lexie
Moderator Emerita

Re: SURPRISING! Amex approval!!! :O

Message 4 of 26
rtw
Established Contributor

Re: SURPRISING! Amex approval!!! :O

Congrats!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 26
ItchyAppFingers
New Contributor

Re: SURPRISING! Amex approval!!! :O

@ GMCSierraDenali - I got approved for the NPSL Gold PR
My Current Plastic: {Amazon Store Card} {Amazon Visa} {Amex Zync} {Amex Gold PRG} {Amex BCE} {Bloomingdales} {BOA 123 Cash Rewards} {Capital One Platinum Visa} {Chase Freedom Visa} {Discover IT} {Kohls} {Macy's} {Nordstrom} {SonyCard Visa} {Target RedCard}
Message 6 of 26
7PM789
Frequent Contributor

Re: SURPRISING! Amex approval!!! :O

The Amex P.R.G. is a charge card which has "no pre set spending limit"
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 7 of 26
ObeyJohnny12
Established Contributor

Re: SURPRISING! Amex approval!!! :O

Congrats! Big feeling of accomplishment being approved. I was approved for the csp yesterday, can't wait to get my card.
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 8 of 26
jsickz32
Valued Contributor

Re: SURPRISING! Amex approval!!! :O

Congrats!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 26
ryanbush
Valued Contributor

Re: SURPRISING! Amex approval!!! :O


@GMCSierraDenali wrote:

Congrats! What limit did you end up getting ?


All of the AMEX Green, Gold, and Platinum cards are NPSL

 

BTW what year is your Denali?  I just traded my Avalanche in on a 2013 Sierra Denali, Awesome Trucks!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 10 of 26
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