@gh17 wrote:
Discover was the first on I applied for, and honestly I was a little disappointed in the credit limit since it was less than half of all my other cards (not counting retail cards). Not really a big deal, since I'm usually at 1-2% utilization (and will probably be a lot lower now) overall, and I'm not planning to use the card heavily for now anyway since I have other gas and restaurant options (Sallie Mae and Citi Forward). I always hear a lot about Capital One being conservative but they've been far and away the most generous with my limits. I hadn't really heard anything about Discover before.
Discover is very odd with its credit limits. They doubled my highest CL 1500 when I applied. I heard that that if you have higher credit lines they give you lower limits and if you have lower credit lines they give you higher limits than normal. I always wanted the discover it sense it came out but now that I have it I really dont use it that much. Sallie mae and chase amazon get my most usage.
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000
Last app July 22nd 2015- No apps for two years.
