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Shopping Cart Trick!!!!!!!!

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MzCharming
New Contributor

Shopping Cart Trick!!!!!!!!

So, I went today after opting back in for "pre-approvals" and tried the shopping cart trick. (Express) IT WORKED!!!!! It didn't give me a credit line though... Wondering if I should call and find out what it is?

 

Even with my Fico. I was floored. I knew from my reading that it would only be a SP. Super excited! I almost screamed when it came back approved. HAPPY DANCE INDEED!



Where I Started: TU: 492 EQ: 411 EX: 486
Where I Am: TU:550 EQ: 530, EX 557
Message 1 of 29
28 REPLIES 28
-Wade-
Valued Contributor

Re: Shopping Cart Trick!!!!!!!!


@MzCharming wrote:

So, I went today after opting back in for "pre-approvals" and tried the shopping cart trick. (Express) IT WORKED!!!!! It didn't give me a credit line though... Wondering if I should call and find out what it is?

 

Even with my Fico. I was floored. I knew from my reading that it would only be a SP. Super excited! I almost screamed when it came back approved. HAPPY DANCE INDEED!


Congrats on your approval Smiley Happy Yes it won't hurt to call and see if you can find out your CL

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 29
BigBS
Senior Contributor

Re: Shopping Cart Trick!!!!!!!!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 29
MzCharming
New Contributor

Re: Shopping Cart Trick!!!!!!!!

250 Limit... I will take it!!!!!



Where I Started: TU: 492 EQ: 411 EX: 486
Where I Am: TU:550 EQ: 530, EX 557
Message 4 of 29
gdale6
Moderator Emeritus

Re: Shopping Cart Trick!!!!!!!!


@MzCharming wrote:

So, I went today after opting back in for "pre-approvals" and tried the shopping cart trick. (Express) IT WORKED!!!!! It didn't give me a credit line though... Wondering if I should call and find out what it is?

 

Even with my Fico. I was floored. I knew from my reading that it would only be a SP. Super excited! I almost screamed when it came back approved. HAPPY DANCE INDEED!


Grats on your new card Smiley Happy

Message 5 of 29
abundancejones
Regular Contributor

Re: Shopping Cart Trick!!!!!!!!

how long did it take to get opted back in?

Message 6 of 29
MzCharming
New Contributor

Re: Shopping Cart Trick!!!!!!!!

Literally opted in on Friday 3/25//2014 before I left work.... Probably about 2pm EST



Where I Started: TU: 492 EQ: 411 EX: 486
Where I Am: TU:550 EQ: 530, EX 557
Message 7 of 29
MzCharming
New Contributor

Re: Shopping Cart Trick!!!!!!!!

Literally Friday 3/25 at about 3pm EST



Where I Started: TU: 492 EQ: 411 EX: 486
Where I Am: TU:550 EQ: 530, EX 557
Message 8 of 29
happymuslima
New Visitor

Re: Shopping Cart Trick!!!!!!!!

What is the shopping cart trick?
Message 9 of 29
bobbay
Established Contributor

Re: Shopping Cart Trick!!!!!!!!


@happymuslima wrote:
What is the shopping cart trick?

Nothing but trouble.  Inquire no more.  lol


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 10 of 29
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