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Established Contributor
thankfulheart
Posts: 619
Registered: ‎09-26-2011

Small auto CLI on Lowe's, should I call and ask for more?

Just logged into my Lowe's account to prepare for making payments this week and saw that my CL went from $5000 to $5200 without my noticing!  Nice, small increase, but I'm getting ready to put in a fence and could use a little more wiggle room on the card (I have $4K in special financing that I don't want to move).  I've only had the card since last 10/12, is it too soon to ask for another CLI?

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Contributor
ricefed
Posts: 116
Registered: ‎02-17-2011

Re: Small auto CLI on Lowe's, should I call and ask for more?

Just do it. I had an auto increase on my Walmart card from 1300 to 2600. I called the same day and got it increased to 8k. 1 month later got it raised to 10k. The worst they can do is say no. Also it's only a soft pull.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Established Contributor
calihlove75
Posts: 787
Registered: ‎05-16-2012

Re: Small auto CLI on Lowe's, should I call and ask for more?


thankfulheart wrote:

Just logged into my Lowe's account to prepare for making payments this week and saw that my CL went from $5000 to $5200 without my noticing!  Nice, small increase, but I'm getting ready to put in a fence and could use a little more wiggle room on the card (I have $4K in special financing that I don't want to move).  I've only had the card since last 10/12, is it too soon to ask for another CLI?


Just be honest with them and tell them you want more! My Walmart was bumped from $2000 to $5000 in one phone call before I even used the card.


100% Ficos: EX 762, TU 767, EQ 754 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $14,000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
New Visitor
blazer00a
Posts: 3
Registered: ‎01-16-2013

Re: Small auto CLI on Lowe's, should I call and ask for more?

-The GECRB U/W number is 877-379-8173. There is a huge thread about calling this number for the majority of the GE cards. They'll verify your info and then ask you how much you want to increase limit to. Don't be afraid to ask for a lot. If they won't give you what you ask for, they will counter with a different number and you can choose to accept. This is a soft inquiry on your

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Small auto CLI on Lowe's, should I call and ask for more?

Ask for $10k. Most of my high limit GE accts' clis were obtained via a similar # as the one posted here!!

Check my Siggy! GE UW is niiiice!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
injustifiiable
Posts: 1,849
Registered: ‎03-30-2012

Re: Small auto CLI on Lowe's, should I call and ask for more?

What's the easiest GE card to get??? lol.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Small auto CLI on Lowe's, should I call and ask for more?

I think Walmart store card is the easiest GE card

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