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Small auto CLI on Lowe's, should I call and ask for more?

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thankfulheart
Established Contributor

Small auto CLI on Lowe's, should I call and ask for more?

Just logged into my Lowe's account to prepare for making payments this week and saw that my CL went from $5000 to $5200 without my noticing!  Nice, small increase, but I'm getting ready to put in a fence and could use a little more wiggle room on the card (I have $4K in special financing that I don't want to move).  I've only had the card since last 10/12, is it too soon to ask for another CLI?

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

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6 REPLIES 6
ricefed
Contributor

Re: Small auto CLI on Lowe's, should I call and ask for more?

Just do it. I had an auto increase on my Walmart card from 1300 to 2600. I called the same day and got it increased to 8k. 1 month later got it raised to 10k. The worst they can do is say no. Also it's only a soft pull.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 2 of 7
calihlove75
Established Contributor

Re: Small auto CLI on Lowe's, should I call and ask for more?


@thankfulheart wrote:

Just logged into my Lowe's account to prepare for making payments this week and saw that my CL went from $5000 to $5200 without my noticing!  Nice, small increase, but I'm getting ready to put in a fence and could use a little more wiggle room on the card (I have $4K in special financing that I don't want to move).  I've only had the card since last 10/12, is it too soon to ask for another CLI?


Just be honest with them and tell them you want more! My Walmart was bumped from $2000 to $5000 in one phone call before I even used the card.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 3 of 7
Anonymous
Not applicable

Re: Small auto CLI on Lowe's, should I call and ask for more?

-The GECRB U/W number is 877-379-8173. There is a huge thread about calling this number for the majority of the GE cards. They'll verify your info and then ask you how much you want to increase limit to. Don't be afraid to ask for a lot. If they won't give you what you ask for, they will counter with a different number and you can choose to accept. This is a soft inquiry on your

Message 4 of 7
youngandcreditwrthy
Senior Contributor

Re: Small auto CLI on Lowe's, should I call and ask for more?

Ask for $10k. Most of my high limit GE accts' clis were obtained via a similar # as the one posted here!!

Check my Siggy! GE UW is niiiice!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 7
injustifiiable
Valued Contributor

Re: Small auto CLI on Lowe's, should I call and ask for more?

What's the easiest GE card to get??? lol.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 6 of 7
chnceit
Valued Contributor

Re: Small auto CLI on Lowe's, should I call and ask for more?

I think Walmart store card is the easiest GE card

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
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