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Valued Contributor
jamesdwi
Posts: 1,553
Registered: ‎09-16-2011
0

South West Chase approval --- glad I was sitting down.

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 

 

 

 

 

 


Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Member
C_H_A_R
Posts: 25
Registered: ‎04-26-2014
0

Re: South West Chase approval --- glad I was sitting down.

Wow! Congrats! I just applied this morning and got approved with the same 50,000 bonus miles offer. I didnt receive nearly as much as your CL but getting approved is a start for me. 


In the Garden until 4/26/2015...
Established Contributor
mister-endowed
Posts: 545
Registered: ‎09-22-2013
0

Re: South West Chase approval --- glad I was sitting down.

OP congrats on your approval... $20,000 that's a lot for a starting limit...  just curious how much is your income?! We have quite similar profiles but I got fewer INQs than u and a little higher AAoA no baddies, util at 7%. I wanna apply for the Freedom card and a travel Rewards card cos I fly alot with American Airlines but not sure if Chase do offer AA revolvers.

Macy's Furniture $6400| Macy's Jewelry $5600| Macy's AMEX $3000| Macy's Store $1000| Discover It $1500| Citi AAdvantage $2000| Barclay Arrival $1000| SYNCB/Sony Card $1500| TD Easy Rewards $1000| Capital One Quicksilver $1500| Chase Freedom $500|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

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Valued Contributor
gdale6
Posts: 9,261
Registered: ‎12-13-2013
0

Re: South West Chase approval --- glad I was sitting down.


jamesdwi wrote:

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 


Great start limit, grats :smileyhappy:

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Valued Contributor
BigBS
Posts: 2,214
Registered: ‎02-18-2014
0

Re: South West Chase approval --- glad I was sitting down.

Congrats!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.
Valued Contributor
jamesdwi
Posts: 1,553
Registered: ‎09-16-2011
0

Re: South West Chase approval --- glad I was sitting down.

I am  a contractor where its not usual to be unemployed from time to time, so I report 80k, but its actually  higher if I don't have anytime unemployed during the year. 

 

 


Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Regular Contributor
TatorTodd
Posts: 195
Registered: ‎03-14-2014
0

Re: South West Chase approval --- glad I was sitting down.

Wow! That is a great starting limit with SWA. Very cool


jamesdwi wrote:

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 

 

 

 

 

 


 

NCFU Flagship; USAA AMEX; Barclays Arrival

As of 8/13/14
Experian: 774 - EquiFax: 770 - TU: 783
Senior Contributor
alvon123
Posts: 6,425
Registered: ‎09-24-2013
0

Re: South West Chase approval --- glad I was sitting down.

congrats

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Valued Contributor
lhcole77
Posts: 1,061
Registered: ‎09-18-2012
0

Re: South West Chase approval --- glad I was sitting down.

Sweet!!




EX08 FICO 738. EQ08 FICO 725. TU08 FICO 742.
Senior Contributor
Wanderer
Posts: 3,801
Registered: ‎10-03-2008
0

Re: South West Chase approval --- glad I was sitting down.

Congrats!

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