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Frequent Contributor
Catacam
Posts: 491
Registered: ‎02-06-2012

Successful Recon with Best Buy

Hi Family!! This isreally the first time that I have posted to this thread!! My scores are finally going way up after all of my past yucks! I have a few cards:

 

Joint accounts with Husband

Jared $3800/0

JC Penny $1800/800

Walmart $1300/600

GE Lux $800/0

 

Individual Accounts

Jared $500/0

Walmart $600/0 - New

Target $200/0- New

Cap 1 $500/300

Household Cap 1 $400/0

 

I'm not sure what my true scores are (except **bleep** Friday ad and did a little drooling so I went ahead and apped.

 

Not surprising, I was denied... They said my score was a 229 in their range from 102-352. The automated message said the reason I was denied was because:

TOO MANY RECENT ACCOUNTS OR DEBTS ESTABLISHED

APPLICANT(S) HAS LIMITED ACTIVE CREDIT

LENGTH OF TIME SINCE MOST RECENT ACCOUNT OPENED

VERY RECENT INQUIRY

 

I was happy it was not because of old collections that i have, but I am wondering, will Capital One reconsider if I call?

 

 

 

CLOSED ON OUR FIRST HOME MAY 30TH!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750


Take the FICO Fitness Challenge

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Successful Recon with Best Buy

From my understanding Cap 1 doesnt do recons.

Frequent Contributor
Catacam
Posts: 491
Registered: ‎02-06-2012

Re: Successful Recon with Best Buy

Figures. Boo...

 

It is nice to know that it **BLEEPS** EQ! That is my lowest! hehe!

CLOSED ON OUR FIRST HOME MAY 30TH!!!


Starting Score: TU 589 EQ 526 EX603
Current Score: TU 635 EQ 603 EX ??
Goal Score: 750


Take the FICO Fitness Challenge


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