10-30-2012 12:17 PM - edited 10-30-2012 12:17 PM
Just hit the luv button, doubled my credit limit from 3K to 6K. Pulled Transunion as usual. Thought i would get the "please call for an instant decision" and end up with a 4K to 5K limit overall. Especially since i last asked for an increase on july 7th(1.2K to 3K), so it hasn't even been 4 months, and i have a couple new accounts under 3 months old.
This is actually my third CLI from them in 6.5 months, the first one was in April when the card was still secured from 600 to 1.2K. So i guess this wait 6 months thing with them is definitely not a hard and fast rule. I definitely won't be trying to double up again anytime soon though, my income is still in the 30K's.
10-30-2012 12:20 PM
10-30-2012 12:26 PM
10-30-2012 01:35 PM
10-30-2012 02:26 PM
they pulled EXP on application. all three cli's have been TU
10-30-2012 03:52 PM
I have a card with them that was opened in August and I want some luv!!! Where did you find the so called 'luv button'??????
10-30-2012 03:55 PM
on 10-27 they pulled TU for my CLI, went from 2k to 8.3k. Took a hard pull though. My TU only had two INQ anyway.
I will take it, I asked for 6.3k, wished I asked for more, if i would have known they would HP.
Not bad since account was open 4-2012. I guess I could recon for more, any thoughts ?
10-30-2012 04:03 PM
why ask for a weird increasae like 6.3K? I asked for a 3K increase figuring id get 1-2K. youve got 3 cards over 10K, why not try at least 9500 instead of 8300?
It's possible now that is been done theyll want to HP you again if you ask for more. Woudn't hurt to try a recon, but make to ask if its going to be another HP. if so, eject!
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