05-29-2013 05:07 PM
^^^^hahha thats what I would say if a had a Barclaycard
05-29-2013 06:22 PM
05-29-2013 06:24 PM
05-29-2013 06:32 PM
Also, what AA in that context? Just curious!
AA = Adverse Action
Barclays is notorious for this if your a new cardmember and you apply for alot of new credit within the first 6 months of account opening.
05-29-2013 06:45 PM
05-29-2013 06:46 PM
I'm pretty sure I have a 50:50 chance of getting my account closed. I'm mentally prepared for it. lol
05-29-2013 06:47 PM
Oh ok. That's what I thought. Though I've had the card for more than 18 months now and this is the second increase, so I'm pretty happy. I had heard that about Barclay on here though. I was worried when I opens up a citi and chase card last June about that
Be careful because it does apply after 6 months as well. They do reviews every 6 months. You would have to have a few different no no's going on now (High util, new baddies) plus new accts for them to get spooked.
05-30-2013 03:41 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO