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Valued Contributor
BearsAndTurtlesRtheBest
Posts: 3,178
Registered: ‎10-02-2012

Re: Surprising Auto CLI from Barclay

^^^^hahha thats what I would say if a had a Barclaycard


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Inquiries on EQ: 19, Inquires on EX: 30, Inquiries on TU: 21, Gardening Since 06-25-14
Established Contributor
EaglesFan2006
Posts: 543
Registered: ‎01-31-2008

Re: Surprising Auto CLI from Barclay

Not sure i get that one...
Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500
Established Contributor
EaglesFan2006
Posts: 543
Registered: ‎01-31-2008

Re: Surprising Auto CLI from Barclay

Also, what AA in that context? Just curious!
Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Surprising Auto CLI from Barclay


EaglesFan2006 wrote:
Also, what AA in that context? Just curious!

AA = Adverse Action

 

Barclays is notorious for this if your a new cardmember and you apply for alot of new credit within the first 6 months of account opening.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
EaglesFan2006
Posts: 543
Registered: ‎01-31-2008

Re: Surprising Auto CLI from Barclay

Oh ok. That's what I thought. Though I've had the card for more than 18 months now and this is the second increase, so I'm pretty happy. I had heard that about Barclay on here though. I was worried when I opens up a citi and chase card last June about that
Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: Surprising Auto CLI from Barclay

I'm pretty sure I have a 50:50 chance of getting my account closed. I'm mentally prepared for it. lol

 

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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Surprising Auto CLI from Barclay


EaglesFan2006 wrote:
Oh ok. That's what I thought. Though I've had the card for more than 18 months now and this is the second increase, so I'm pretty happy. I had heard that about Barclay on here though. I was worried when I opens up a citi and chase card last June about that

Be careful because it does apply after 6 months as well. They do reviews every 6 months. You would have to have a few different no no's going on now (High util, new baddies) plus new accts for them to get spooked.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
EaglesFan2006
Posts: 543
Registered: ‎01-31-2008

Re: Surprising Auto CLI from Barclay

Thanks for the tip. I'm hoping that wont happen for me seeing as they just increased me. Maybe it's just a trick they're playing :smileyhappy:
Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $4500

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