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Congrats on your CLI OP
Not sure if they pull TU or EQ in addition because I haven't ran those, but they pull my EX every 3 months.
@kroberts67 wrote:You're luckier than many. A lot of us have that generous $200 CL and no CLI's ever. lol I've had my card since fall 2012 and they SP me every 3 mos like clockwork. Granted I use it rarely, my son uses it more than I do and keeps it active, always PIF. I'm in the 700's now so maybe they'll give me somethin somethin next month when they SP me again? It's really kind of rediculous!
+1
Mine has been open since 1998, with $200 limit where it remains today! Ficos are all upper 700's. OP, congrats on your CLI!
My Mom's started with a $2kCL and jumped $400 a few months after opening. MIne started at $200 and rose to $400 a year later. No raises for either of us in over a year.
@seflowers wrote:Just recently started visiting these boards, and have to say wish I had found them months ago, could have saved me from a lot of new credit mistakes! Just wanted to share though because I've noticed Target gets a lot of bad press about the low limits, no cli, etc. Had I known this before I probably would have never apped for it, but unfortunately I did! I opened this card in January 14, have used it very little as they gave me the $300 limit(lowest limit on any cc), but I checked my statement today and they actually increased the line to 500, which is still a bit insulting but I have only had 5 statements of this card, so maybe there is hope for Target after all!
glad you got an CLI, mine never has, stuck at $200 since janurary 2012, 2 years and 7 months, still at the same $200 CL, my AMEX card that I got the month before the target card with a 6000 CL, is now at 15k, It will be up for another CLI next month theoretically I could request a 45k CL, but won't. Yet the lowely Target card sits at $200, Perhaps I should go windows shopping at Target for new electronics, and when asked I should mention, "no thanks, don't need help just windows shopping for future purchases I will make at amazon or new egg, they gave me a decent credit limit, and zero percent interest deals, not a $200 limit and a 5% discount on the first $200 making the card useless for large purchases"