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Target CLI

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gdale6
Moderator Emeritus

Re: Target CLI

Congrats on your CLI OP Smiley Happy

Message 11 of 16
kroberts67
Established Contributor

Re: Target CLI

Not sure if they pull TU or EQ in addition because I haven't ran those, but they pull my EX every 3 months.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 12 of 16
B335is
Moderator Emeritus

Re: Target CLI


@kroberts67 wrote:

You're luckier than many.  A lot of us have that generous $200 CL and no CLI's ever.  lol  I've had my card since fall 2012 and they SP me every 3 mos like clockwork.  Granted I use it rarely, my son uses it more than I do and keeps it active, always PIF.  I'm in the 700's now so maybe they'll give me somethin somethin next month when they SP me again? It's really kind of rediculous! 


+1

 

Mine has been open since 1998, with $200 limit where it remains today!  Ficos are all upper 700's.  OP, congrats on your CLI!

Message 13 of 16
MrMop
Member

Re: Target CLI

My Mom's started with a $2kCL and jumped $400 a few months after opening.  MIne started at $200 and rose to $400 a year later.  No raises for either of us in over a year.

CapOne1250 SmartConnect1800 Macys5000 CapOne2700 AmExZync500PSL MarathonGas790 VonMaur500 Target400 CapOne1250 BCU1000 CareCredit2500(possibly closed due to non-use) HSBC750 Barclaycard500 AmExHilton15000(AU) MileagePlus5000
Message 14 of 16
jamesdwi
Valued Contributor

Re: Target CLI


@seflowers wrote:

Just recently started visiting these boards, and have to say wish I had found them months ago, could have saved me from a lot of new credit mistakes! Just wanted to share though because I've noticed Target gets a lot of bad press about the low limits, no cli, etc. Had I known this before I probably would have never apped for it, but unfortunately I did! I opened this card in January 14, have used it very little as they gave me the $300 limit(lowest limit on any cc), but I checked my statement today and they actually increased the line to 500, which is still a bit insulting but I have only had 5 statements of this card, so maybe there is hope for Target after all!


glad you got an CLI, mine never has, stuck at $200 since janurary 2012,  2 years and 7 months, still at the same $200 CL, my AMEX card that I got the month before the target card with a 6000 CL, is now at 15k, It will be up for another CLI next month theoretically I could request a 45k CL, but won't.  Yet the lowely Target card sits at $200, Perhaps I should go windows shopping at Target for new electronics, and when asked I should mention, "no thanks, don't need help just windows shopping for future purchases I will make at amazon or new egg, they gave me a decent credit limit, and zero percent interest deals, not a $200 limit and a 5% discount on the first $200 making the card useless for large purchases"

 

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 15 of 16
Tony275
Valued Contributor

Re: Target CLI

Congrats!! This is rare!

Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 16 of 16
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