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Target RedCard

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DomoNomo
Contributor

Target RedCard

Okay, so I was in Target today and they had the Xbox One.  I didn't think anyone anywhere had them left and I wanted it.  I had a 10% coupon for all electronics in the mail and thought how great it would be to save an extra $50.  I was asked by the clerk about their debit RedCard first to save an additional 5%, but did not have any checks with me.  So, she said I could try their CC.  From all the negative reviews and low limit everyone had, I declined it.  I ended buying so many accessories like games, an extra controller and xbox points that every little savings would help.  So, I went ahead and did it and got a $2500 limit.  So, it isn't always $200 and $300 here.

 

 

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Target RedCard

Unreal! Congratulations for doing the impossible.
Message 2 of 16
09Lexie
Moderator Emerita

Re: Target RedCard

Message 3 of 16
coldnmn
Mega Contributor

Re: Target RedCard

That's Awsome! Congrats! Thanks for sharing.

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Message 4 of 16
myjourney
Super Contributor

Re: Target RedCard

Congrats on the new TL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 16
MACFRME
Frequent Contributor

Re: Target RedCard

You are really making me want to open up another Target card... Congrats on the approval! I think that is the highest initial Target CL I have ever seen! I closed mine last year because I thought it was a good idea then. Now, not so much. I really enjoyed the 5% off. I could really use that discount a lot more with a $2,500 limit.
Cards I Carry
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Message 6 of 16
DomoNomo
Contributor

Re: Target RedCard


@MACFRME wrote:
You are really making me want to open up another Target card... Congrats on the approval! I think that is the highest initial Target CL I have ever seen! I closed mine last year because I thought it was a good idea then. Now, not so much. I really enjoyed the 5% off. I could really use that discount a lot more with a $2,500 limit.

Well, I'm loving the 5% off everything Target sells, except phamarcy.  They say the debit card works the same way with the 5% off.  I would of opened the debit card instead of the CC, but I didn't have any checks at the moment.  The APR is high at 22% so to see any real savings, you'll have to pay in full always.  That is no different than having a debit card and withdrawing from your bank account without the hassle of interests and late payment fees, etc.  I'm planning to open a Debit Redcard as well.

Message 7 of 16
lg8302ch
Senior Contributor

Re: Target RedCard

Congrats! ....it shows nothing is impossible...Smiley Happy
edit: got the Red debit card but always wondered at which stage they woud deny a debit transaction as these post several days after on my checking account....I hope I will never have to find out..LOL
Message 8 of 16
700iswhatiwish4
New Member

Re: Target RedCard

Thanks for the motivation!!!! How did you get your scores from 500's to the high 700's?! What was your method?!

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Message 9 of 16
yudeology101
Senior Contributor

Re: Target RedCard

Congrats, OP! 

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