Target Redcard Approval

[911gt34life]

i am still at 300.00 i may call in/

[-Furbz-]

im thinking of applying for the target card.. im there every weekend now that i live 3 miles away from one. Do you guys think i will get approved with 690 TU and 640 EQ scores. Also would you guys recommed applying when at the register or through customer service area?

[Creditaddict]

you should be approved and I think you have to apply at check out... takes like 30 seconds if you get a cashier that knows how to type... she swipes a credit card and enters your DL# and your address... you verify address and type your DOB and Soc on the little keybad and submit and prints out receipt in couple seconds with limit and APR.

5% all purchases, 10% off 6 bottles of wine or more!

[Creditchaser]

Target showed me some love today!!  I've been lurking around this board for years and it has helped me improved my scores dramatically.. Anyhow I was in Target today picking up a few items.  I went to the customer service desk and asked if I could apply for their credit card.  (Apparently you can also get a Target debit card)  The young lady asked for my license, I answered a few questions on the keypad and then a slip printed out of the register.  She says, you've been approved.....I looked at the slip and low and behold I was approved for $2500.  I looked up at her and said, Good lawd!!!!  We both laughed.  I proceeded to make my purchases. The best part was that I got 5% off.  Not sure what CR they pulled but my current ficos are below.

Transunion - 755

Equifax - 763

[hedgeclipper2]

Congrats!  I am still in denial of my $3,000 limit lol.

[CS800]

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@jthedges wrote:

Congrats!  I am still in denial of my $3,000 limit lol.

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COngrats !! thats a great CL for starter

Looking at your siggy, you have a good selection of prime cards

[CS800]

I was at Target today and spent about $200, but the cashier didnt offer to apply and i was too chicken to even ask.

[Anonymous]

So this is my first post here. I have been lurking for a few months and following all of your tips and tricks to learn how to get my finances in good order.

Today I took a gamble and applied online for my Target red card after careful consideration.

I was approved with a $200 CL! 

Nothing fancy, but a great foundation to build on and another account to add to my report.

Transrisk - 660

Vantage Score - 681

FICO (Walmart) - 629

[Sparkz1920]

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@hedgeclipper2 wrote:

Well I was in Target earlier, and decided I needed to reapply for a Target card since the Target close to my house has produce now, and is actually cheaper than Walmart and HEB now.

So I told the lady I wanted to apply, and it practically made her day lol.

She took my info, and it printed out a slip, and she asked if I wanted to put my purchase on the new card, and I said sure.

When she handed me the slip, I almost fell over!

My old Target card I closed about a year ago, because the crappy limit was only $200.

Well my new Target card has a $3,000 limit!!!  Yay for Target for finally giving out decent limits now.

I am sure they pulled EQ, where my score is somewhere around 720.

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Cpngrats to you!!!

I was declined a month or so back...so i applied again when i saw your posts. i got approved finally for a measly 200.00

i sure hope it grows now

[Sparkz1920]

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@-Furbz- wrote:

im thinking of applying for the target card.. im there every weekend now that i live 3 miles away from one. Do you guys think i will get approved with 690 TU and 640 EQ scores. Also would you guys recommed applying when at the register or through customer service area?

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I have a 680 TU and a 662 EQ....I got in