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I started opening accts in July 2012 because my only credit card was with CareCredit for a few years now. I only have one baddie on my report from a Tribute rebuilder card from a very long time ago, so I thought I would start with Cap1. Once I got approved I decided to go on a massive app spree to some of the stores I frequent. Long story short, I got every single GE card I applied for and even some WFNNB! And my CareCredit got bumped from $1000 to $3000 with a phone call to the credit increase dept. I have concluded that GE loves the hell out of me and therefore I am forever in their service and will never burn them. So far....100% on time payments with all accts and even though I did some HEAVY spending for Christmas, ALL and I mean ALL of my cards are paid off as of today. I've been lurking on this forum for a while now reading about GE and their credit increases and can't wait to see my babies grow and my utilization range increase! So happy!! I'm in the garden until in hit the 720 score that I so long for!
BTW.... I remember apping for the Kohls card and getting a decline a few months back. Now that I've been growing with Cap1 and they're part of that family, I decided to re app and I was approved finally! Small CL but it will grow!
BTW, I'm going for the primers once I hit my 720 mark! No apps until then!
Request CLI every 4 months.
Great work.
Congrats! Welcome to the forum.
Congrats on your success. But kohl's does not grow. ive only seen maybe 1 or 2 people saying they have gotten cli before June of last year.
I have personally tried since June and everytime they say they are reviewing their policies. (ive had this card for a year today)
this is my lowest card at 400 and I have 7 cards above 2k+ 2 of those being 5k. and the amex charge.
I haven't tried since mid November but yeah.
Seriously considering closing this card.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@Repo-ed wrote:Request CLI every 4 months.
Great work.
I thought there was a review done and an auto increase afterwards?? Hmmmm.... Do I have to request myself for all of those GE cards??
@creditnocash wrote:Congrats on your success. But kohl's does not grow. ive only seen maybe 1 or 2 people saying they have gotten cli before June of last year.
I have personally tried since June and everytime they say they are reviewing their policies. (ive had this card for a year today)
this is my lowest card at 400 and I have 7 cards above 2k+ 2 of those being 5k. and the amex charge.
I haven't tried since mid November but yeah.
Seriously considering closing this card.
Well that sucks about the Kohls card! Oh well..... one card shouldn't make or break my portfolio much according to your incredible success! Thank you for the feedback! Love this forum, it's so positive!
@rtw wrote:Congrats! Welcome to the forum.
Thank you rtw! Your signature is inspiring!