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Regular Contributor
jennylocha
Posts: 199
Registered: ‎11-24-2012
0

Total GE Girl! From no credit, to crazy GE Luv!

I started opening accts in July 2012 because my only credit card was with CareCredit for a few years now. I only have one baddie on my report from a Tribute rebuilder card from a very long time ago, so I thought I would start with Cap1. Once I got approved I decided to go on a massive app spree to some of the stores I frequent. Long story short, I got every single GE card I applied for and even some WFNNB! And my CareCredit got bumped from $1000 to $3000 with a phone call to the credit increase dept. I have concluded that GE loves the hell out of me and therefore I am forever in their service and will never burn them. So far....100% on time payments with all accts and even though I did some HEAVY spending for Christmas, ALL and I mean ALL of my cards are paid off as of today. I've been lurking on this forum for a while now reading about GE and their credit increases and can't wait to see my babies grow and my utilization range increase! So happy!! I'm in the garden until in hit the 720 score that I so long for!

 

BTW.... I remember apping for the Kohls card and getting a decline a few months back. Now that I've been growing with Cap1 and they're part of that family, I decided to re app and I was approved finally! Small CL but it will grow!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Regular Contributor
jennylocha
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

BTW, I'm going for the primers once I hit my 720 mark! No apps until then!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Request CLI every 4 months. 

 

Great work.

Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Congrats! Welcome to the forum.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Valued Contributor
creditnocash
Posts: 2,214
Registered: ‎07-23-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

[ Edited ]

Congrats on your success. But kohl's does not grow. ive only seen maybe 1 or 2 people saying they have gotten cli before June of last year. 

 

I have personally tried since June and everytime they say they are reviewing their policies. (ive had this card for a year today) 

this is my lowest card at 400 and I have 7 cards above 2k+ 2 of those being 5k. and the amex charge.

I haven't tried since mid November but yeah.  

Seriously considering closing this card. 

 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Congrats on your progress, see you in the Garden! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
jennylocha
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!


Repo-ed wrote:

Request CLI every 4 months. 

 

Great work.


I thought there was a review done and an auto increase afterwards?? Hmmmm.... Do I have to request myself for all of those GE cards??

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Regular Contributor
jennylocha
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!


creditnocash wrote:

Congrats on your success. But kohl's does not grow. ive only seen maybe 1 or 2 people saying they have gotten cli before June of last year. 

 

I have personally tried since June and everytime they say they are reviewing their policies. (ive had this card for a year today) 

this is my lowest card at 400 and I have 7 cards above 2k+ 2 of those being 5k. and the amex charge.

I haven't tried since mid November but yeah.  

Seriously considering closing this card. 

 


Well that sucks about the Kohls card! Oh well..... one card shouldn't make or break my portfolio much according to your incredible success! Thank you for the feedback! Love this forum, it's so positive!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Regular Contributor
jennylocha
Posts: 199
Registered: ‎11-24-2012
0

Re: Total GE Girl! From no credit, to crazy GE Luv!


rtw wrote:

Congrats! Welcome to the forum.


Thank you rtw! Your signature is inspiring!

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Valued Contributor
jsucool76
Posts: 2,902
Registered: ‎12-11-2011
0

Re: Total GE Girl! From no credit, to crazy GE Luv!

Congrats.

Kohls wont grow thanks to it being a cap1 card, but if you shop there often they usually offer discounts or coupons or something, so its decent.
Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG

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