@FunVaGuy wrote:Hello everyone. I have been hanging around the forum for a while reading this and that and learning allot from reading the info shared here. First of all, Thank You to everyone who shares their knowledge and advice here, it is very helpful. Now on to my crazy foolish app spree:
applied for Duck Card, approved for $10,000
applied for Discover It: approved for $6,000
applied for Chase Freedom: approved for $3,000
applied for Citi Diamond: approved for $2,100
applied for my credit union: approved for $2,000
applied for TJ Maxx MC: approved for $2,000
did a cart trick J Crew: approved for $2,000
applied for Barclaycard Rewards: approved for $1,500
applied for Home Depot: approved for $500 not sure why so low on this one, maybe b/c of the Citi Diamond and the HD card is by Citi too, plus I have 3 other Citi cards?
applied for Bank of America: got the hurry up and wait 30 day message
applied for US Bank: got the hurry up and wait 30 day message
applied for AE Blue Cash: denied
after that I figured I went way too far and decided to stop!! I can't imagine I will get the B of A or the US Bank after they look and see what I have been up to.
How crazy the past week was on my behalf. I imagine my credit scores will take a killer hit and I will be living in the garden for a long while.
Scores prior to the craziness above: EXP 738 EQ 716 TU 745 FICO 744
recon home depot
received a letter today from US Bank that stated they could not issue me a card because I am not in their service area? First time I have heard of that one.
Also got the approval email from B of A for a 1-2-3 Bankamericard Rewards though it does not tell me my limit.
I guess that's it, got em all but 2. I guess i will be living under the garden for at least a year!!
to be honest with you, I have no clue which US Bank card I applied for. I guess I don't really need it anyway. I do not know how I am going to use all of the ones that I do have to keep them. Some of them will probably get closed becuasue I don't use them.
Wow thats a nice App Spree, Congrats on the approvals!
Congrats!!!
Now on to some words of wisdom.
Be very careful with Barclay. Don't be surprised if the CLD you or close your account altogether when they review you. Out of all the CC compaines that I have read about, Barclay's is very, very inquiry sensitve. Meaning, if they see you seeking to much credit, to fast, it raises a red-flag with them and people have reported having their accounts CLD or even closed.
Your subject line says it all!! I thought my spree was crazy, yours is something else, congrats but as madmann said, don't be surprised if you hear from Barclay.
