09-19-2012 04:20 PM - edited 09-19-2012 04:52 PM
So instead of calling the executive office, I decided to email the SVP of New Accounts. Figured I'd give it a try. I stated my case and confusion.
Where did you get this e-mail and what is it?
09-19-2012 06:56 PM
01-03-2013 01:24 AM
Congrats...can you PM the SVP you used for recon. I'm in a recon with Amex since 12-14-12..I dont have a (fc,bk, repo, or garn) their stated reasons for denial. I sent EX CR and they still HP'd me...just faxed again after anothe denial...stating i have a fc..which i dont..i was lte on 5 mtg pmts for a loan mod last year, but has been current for over 13mos now...did a goodwill w/lender now acct shows pd as agreed...no negs....EX plus score 748/FIC 736....i need somone w/sense to manually review my CR to see what i'm seeing..no foreclosure!! ...thanks
My status had been "In Progress" for almost two weeks, and now says Approved!!!! I was in correspondence with a very nice lady from in the Executive Referrals Dept. about the process and she kept apologizing telling me that for some odd reason, the manual reviewers had not updated her with an answer yet. I called again today and she said they still had not updated her with any decisions, but that she would push back on them today for an answer and would give me a call by the end of the day. I told her that it's been almost a month since I applied so maybe it would just be easier to cancel the app and reapply on the 30th. She said I could do that, but she wanted me to hold on a bit longer, at least until the end of the day, to see if they would have an answer by then. She did not call me before the end of the day, but I just checked my status and it says Approved!! I'm so happy! My first Amex Revolver!!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO