[UPDATE] Citi Hilton & BofA 3X+ CLI

eagle2013 · ‎04-23-2014

Pulled EX and TU for sure, don't know about EQ

Stats:

FICOS - 675-712s

INQS - 5 in last two months,11 in past year (EX), ~3 in last two months, 7 total (TU)

New accounts reporting- AMEX (March 2014), Barclays (April 2014), Chase (March 2014), Citi (March 2014)

Instant approval - $5k

It seems like they're laxing requirements, particularly with inqs/new accounts. Maybe the summer travel/vacation season has something to do with it.

So if you're looking for travel cards now maybe a good time to app.

[UPDATE]

Also requested a CLI on BofA. Immediate 7-10 message. Figured it was a denial but called the backdoor number and was asked my income, assets, etc. I was suprised they could also see how I PIF every month. Approved for the $10,000 I asked for and visa sig upgrade! Only spent about ~$700 total since November.

alvon123 · ‎04-23-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

coldnmn · ‎04-23-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

BigBS · ‎04-23-2014

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gdale6 · ‎04-23-2014

Grats on all your CLIs OP

-Wade- · ‎04-23-2014

@eagle2013 wrote:
Pulled EX and TU for sure, don't know about EQ

Stats:
FICOS - 675-712s
INQS - 5 in last two months,11 in past year (EX), ~3 in last two months, 7 total (TU)
New accounts reporting- AMEX (March 2014), Barclays (April 2014), Chase (March 2014), Citi (March 2014)
Instant approval - $5k

It seems like they're laxing requirements, particularly with inqs/new accounts. Maybe the summer travel/vacation season has something to do with it.
So if you're looking for travel cards now maybe a good time to app.

[UPDATE]

Also requested a CLI on BofA. Immediate 7-10 message. Figured it was a denial but called the backdoor number and was asked my income, assets, etc. I was suprised they could also see how I PIF every month. Approved for the $10,000 I asked for and visa sig upgrade! Only spent about ~$700 total since November.

Congrats on your approval

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

Kenny · ‎04-23-2014

Congrats on your successes

Take the myFICO Fitness Challenge

Anonymous · ‎04-24-2014

Congrats!