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US Bank Cash+ Phone approval!!

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-Wade-
Valued Contributor

Re: US Bank Cash+ Phone approval!!


@dabossman wrote:
What's your annual income? So I can compare

With no 5K Credit lines, it's going to be hard to get approved for the cash+ card. That is a hard card to get approved  for.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 21 of 28
-Wade-
Valued Contributor

Re: US Bank Cash+ Phone approval!!


@patsfan1453 wrote:

@Wade64 wrote:

@patsfan1453 wrote:

Just applied over the phone for the Cash+ and after about a minute she said it still needed time to process but she then pushed it through and she said I was approved!! I am pumped! This is the last card I wanted, no AF and those amazing categories! If anyone wants the number I called feel free to shoot me a PM.

Credit report: 22 y.o. 100% on time payments, 1% util, about a year AAoA, no baddies at all and a good amount of inquires, 2 car loans 1 refi and a mortgage in the past 2 years made them stack up a bit. Thanks guys!


Congrats on your approval Smiley Happy what is your CL ??? you can call them and they will tell you. Call 1-800-947-1444


i called it and they said my app is still processing, probably because it is sunday....


Yeah the underwriters are close on Sundays

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 22 of 28
dabossman
Contributor

Re: US Bank Cash+ Phone approval!!

Well I have a sallie Mae wmc with 5k limit just haven't added to signature. Also my amexs Will hopefully hit 5k soon
Mouse over for Limits, Sorted Oldest to Newest
Message 23 of 28
dominow
New Contributor

Re: US Bank Cash+ Phone approval!!

congrats! with a history such as yours, i'll loan you $$$$$$$$$$$$$

Message 24 of 28
-Wade-
Valued Contributor

Re: US Bank Cash+ Phone approval!!


@dabossman wrote:
Well I have a sallie Mae wmc with 5k limit just haven't added to signature. Also my amexs Will hopefully hit 5k soon

Oh ok , Good luck it you apply for it Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 25 of 28
-Wade-
Valued Contributor

Re: US Bank Cash+ Phone approval!!


@dominow wrote:

congrats! with a history such as yours, i'll loan you $$$$$$$$$$$$$


I would go ahead and app now then Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 26 of 28
dominow
New Contributor

Re: US Bank Cash+ Phone approval!!

this would be a secured card, got any cute sisters? LOL CONGRATS AGAIN!

Message 27 of 28
patsfan1453
Regular Contributor

Re: US Bank Cash+ Phone approval!!


@dabossman wrote:
What's your annual income? So I can compare

45k, thanks for all the support guys!

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 28 of 28
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