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@awp317 wrote:
Just for fun checked tonight, I had not had the option before. Tonight I did however said "change my limit" has the option in icrease or decrease, super simple, entered my income, clicked the button and it came back approved for 35K!!! So a 10k bump for 10 seconds work. Now wondering navy federal would let me join with the same requiredments I used to join USAA, might be time to give them a check if so. I have had this card since July of 2011 if that matters, approved for 19,500. Now what I find funny is last year I called in for a CLI and was told 25k was the max they did per account and that it was a new policy they started. I guess that policy changed or the app can circumvent that some how. IDK. I wont ask.
. edit, apologize, not sure how to post pics. Just trying to show how the app looks. edit again, I DID IT, lol
congrats on the CLI. How long did you have the account?
@efranklin23 wrote:congrats on the CLI. How long did you have the account?
As I recall I opened it in july of 2011. was given a 19,500 limit, got that increased to 25k summer of 2013, and now to where it is. Im hoping in another 6 months to a year to be able to ask again, Curious to see how high they will take it. I would love to have a couple 50k cards before 2015.
Wow. Congrats OP.
Wish I could share the same ethusiasm.
When I got the card, it had a limit of $250. 180 day CLI was no go. 1 YR CLI was $250 increase.
Sockdrawered.
Nice! USAA result!
Congrats!
Do you know if it was a soft or hard inquiry? What was your score, inquiries, and utlization if you dont mind sharing?
@Sooners2013 wrote:Do you know if it was a soft or hard inquiry? What was your score, inquiries, and utlization if you dont mind sharing?
IIRC all CLI's are HPs.
@H4LO wrote:
@Sooners2013 wrote:Do you know if it was a soft or hard inquiry? What was your score, inquiries, and utlization if you dont mind sharing?
IIRC all CLI's are HPs.
Yes they are. Even using the App, which I did which resulted in a denial (
@Sooners2013 wrote:Do you know if it was a soft or hard inquiry? What was your score, inquiries, and utlization if you dont mind sharing?
Definatly a hard, it warned me before hand, but USAA is always good to me so I figured it was worth it (and it definatly was). I have a TON of inquries. 30 on equifax 19 on experian and 7 on transunion.
Not sure my Ex or Eq, but my Tu according to discover is 761. Reported utilization is abotu 19% right now. AMex is still reporting my balance even though its paid, I guess im on one of those 3 month reporting spells. Also have about 11k on my CSP right now.
well oddly enough the "change limit" is showing again on the credit card app with the option to increase again. Havent even had this limit for a month, tempted to try. But would like to wait 6 months just to be safe. Just figured I would let usaa people know the app resets pretty quickly.