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JohnnyUtah89
Posts: 9
Registered: ‎08-06-2012
0

USAA Amex Approved!!!

Decided to apply for the USAA Amex today and was pleasantly surprised to be instanly approved for a $12,000 cl with a apr of 13.9%.  This is by far my largest cl to date.  All scores in the low 700's.  Walmart Fico score at 731.  Waiting for two derogs to fall off next year and then my scores should shoot up.  Two years ago my scores were in the mid 500's.  Thanks to these forums I have cleaned up a lot off of my credit reports. 

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: USAA Amex Approved!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
daybreakgonesXe
Posts: 1,785
Registered: ‎11-17-2012
0

Re: USAA Amex Approved!!!

[ Edited ]

JohnnyUtah89 wrote:

Decided to apply for the USAA Amex today and was pleasantly surprised to be instanly approved for a $12,000 cl with a apr of 13.9%.  This is by far my largest cl to date.  All scores in the low 700's.  Walmart Fico score at 731.  Waiting for two derogs to fall off next year and then my scores should shoot up.  Two years ago my scores were in the mid 500's.  Thanks to these forums I have cleaned up a lot off of my credit reports. 


Congrats! Seeing all these credit organizations/credit unions with great APRs, great starting CL, rewards, and small to no annual fees has got me looking around for if and when Orchard/Capital One doesn't decide to change my secured card and gets me looking for a replacement. Didn't realize I'm eligible for USAA plus PenFed since I am part of the VFW Ladies Auxiliary. My father was actually in Vietnam, allowing me to qualify for these types of companies! Great to know that they will be there for me! Not only for credit cards, but for a future auto loan and/or mortgage :smileyhappy:

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k

EQ FICO 709 TU FICO 746 Credit Karma (TU) 785 Transrisk 823/990 Credit Sesame (EX) 761 Credit.com (EX) 762 VantageScore 3.0 736 Quizzle (EQ) 741
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: USAA Amex Approved!!!

Wow Congratulations :smileyhappy:


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