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USAA Visa Cash Rewards CLI....

tag
Credit-hoarder
Valued Contributor

USAA Visa Cash Rewards CLI....

Hit my 6 month anniversary on my USAA Visa card and took the HP for the CLI...$2K bump to $13K. Wasn't nearly what I expected after reading reading some of the past USAA CLI experinces here on the forum, but after my Chase Freedom fiasco the other day--I'll just take it and shut up! BTW: the CSR did say I could app for another USAA card with the same CR pull within 30 days....THINKING.

 

Discover It-$6K ll Wells Fargo Visa-$6K ll USAA Cash Rew. Visa-$13K ll OCCU Beaver Visa-$1.5K ll AMEX Green-NPSL ll Macy's-
$2.5K ll Wal Mart/GECRB-$900 ll Chase/BP Gas-$500 ll Sears/Citi-$2k ll Pay-Pal Smart Connect/GECRB-$2K ll Best Buy/Citi-$4K ll
Sportsman's Guide Visa-$7K ll Coldwater Creek M/C-$4.5K ll Credit Union Visa-$1K ll FNBO AMEX-$3.5K ll Chase Freedom-$1.5K

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 12
11 REPLIES 11
coldnmn
Mega Contributor

Re: USAA Visa Cash Rewards CLI....

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 12
BigBS
Senior Contributor

Re: USAA Visa Cash Rewards CLI....


@Credit-hoarder wrote:

Hit my 6 month anniversary on my USAA Visa card and took the HP for the CLI...$2K bump to $13K. Wasn't nearly what I expected after reading reading some of the past USAA CLI experinces here on the forum, but after my Chase Freedom fiasco the other day--I'll just take it and shut up! BTW: the CSR did say I could app for another USAA card with the same CR pull within 30 days....THINKING.


Congrats!  I continually ask this question and get told 2 separate pulls.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 12
Anonymous
Not applicable

Re: USAA Visa Cash Rewards CLI....

Congrats! USAA tends to be conservative in the early days. Getting the CL up to $13K is good. Think about an app for the USAA WMC with the true chip and pin EMV. Oh, the USAA WMC with EMV option comes in an all black & gold card which looks distinguished!

Message 4 of 12
gdale6
Moderator Emeritus

Re: USAA Visa Cash Rewards CLI....


@Credit-hoarder wrote:

Hit my 6 month anniversary on my USAA Visa card and took the HP for the CLI...$2K bump to $13K. Wasn't nearly what I expected after reading reading some of the past USAA CLI experinces here on the forum, but after my Chase Freedom fiasco the other day--I'll just take it and shut up! BTW: the CSR did say I could app for another USAA card with the same CR pull within 30 days....THINKING.

 

Discover It-$6K ll Wells Fargo Visa-$6K ll USAA Cash Rew. Visa-$13K ll OCCU Beaver Visa-$1.5K ll AMEX Green-NPSL ll Macy's-
$2.5K ll Wal Mart/GECRB-$900 ll Chase/BP Gas-$500 ll Sears/Citi-$2k ll Pay-Pal Smart Connect/GECRB-$2K ll Best Buy/Citi-$4K ll
Sportsman's Guide Visa-$7K ll Coldwater Creek M/C-$4.5K ll Credit Union Visa-$1K ll FNBO AMEX-$3.5K ll Chase Freedom-$1.5K


Grats on that nice CLI Smiley Happy

Message 5 of 12
alvon123
Super Contributor

Re: USAA Visa Cash Rewards CLI....

congrats on the cli Smiley LOL


Message 6 of 12
Credit-hoarder
Valued Contributor

Re: USAA Visa Cash Rewards CLI....

@BigB$: I just called USAA back a little whiie ago to verify the CLI/new CC for one pull like the CSR told me this morning...FALSE--ONE PULL EACH TIME CREDIT IS APPLIED FOR. I'm glad I called back b/c I was going to pull the trigger on the USAA WMC. So now I'll  just save that extra HP and get it later like I had originally planned.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 7 of 12
-Wade-
Valued Contributor

Re: USAA Visa Cash Rewards CLI....


@Credit-hoarder wrote:

Hit my 6 month anniversary on my USAA Visa card and took the HP for the CLI...$2K bump to $13K. Wasn't nearly what I expected after reading reading some of the past USAA CLI experinces here on the forum, but after my Chase Freedom fiasco the other day--I'll just take it and shut up! BTW: the CSR did say I could app for another USAA card with the same CR pull within 30 days....THINKING.

 

Discover It-$6K ll Wells Fargo Visa-$6K ll USAA Cash Rew. Visa-$13K ll OCCU Beaver Visa-$1.5K ll AMEX Green-NPSL ll Macy's-
$2.5K ll Wal Mart/GECRB-$900 ll Chase/BP Gas-$500 ll Sears/Citi-$2k ll Pay-Pal Smart Connect/GECRB-$2K ll Best Buy/Citi-$4K ll
Sportsman's Guide Visa-$7K ll Coldwater Creek M/C-$4.5K ll Credit Union Visa-$1K ll FNBO AMEX-$3.5K ll Chase Freedom-$1.5K


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 12
12njoy
Super Contributor

Re: USAA Visa Cash Rewards CLI....


@BigBS wrote:

@Credit-hoarder wrote:

Hit my 6 month anniversary on my USAA Visa card and took the HP for the CLI...$2K bump to $13K. Wasn't nearly what I expected after reading reading some of the past USAA CLI experinces here on the forum, but after my Chase Freedom fiasco the other day--I'll just take it and shut up! BTW: the CSR did say I could app for another USAA card with the same CR pull within 30 days....THINKING.


Congrats!  I continually ask this question and get told 2 separate pulls.


it was two pulls for me in january 2014 for a cli on my USAA Amex and new app for the USAA Visa

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 9 of 12
Kenny
Moderator Emeritus

Re: USAA Visa Cash Rewards CLI....

Congrats on your nice CLI! Smiley Happy

Message 10 of 12
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