Posts: 12
Registered: ‎02-02-2013

Unusually Early Discover CLI

I've had the IT student card since late January/early February of this year. Started with a $500 CL, but upon logging in to check my account, they had bumped my CL to 650 without asking. It's not like I need the credit, but I'm a little surprised they did an auto CLI this early. Is this typical of Discover?


Granted, a $150 increase is a pittance in real dollar terms; however, on a percent basis this is a 30% increase after <4 months. Plus the rewards and customer service are top notch. Suffice it to say, I've been plesantly surprised with Discover so far. 

My Wallet:
Discover IT Student/800 CL
Bank of America Travel Rewards for Students/1000 CL

I'm a credit amateur, and frankly I have zero need for credit. I'm just preparing for the day where I will need credit.
Experian: 645/Equifax: 650/Transunion: 734

Posts: 25,017
Registered: ‎09-13-2012

Re: Unusually Early Discover CLI

Established Contributor
Posts: 726
Registered: ‎05-12-2012

Re: Unusually Early Discover CLI

Congrats on the Auto! That's a sure sign that you're handling the account properly. :smileyhappy:

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Established Contributor
Posts: 614
Registered: ‎09-12-2011

Re: Unusually Early Discover CLI

Congratulations on the Auto-Luv from Discover!!  There are folks here who have had their Discover card account for more than a year and they are still waiting on an auto-CLI from them!  You must be doing something right!  :smileyhappy:

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Community Leader
Senior Contributor
Posts: 25,552
Registered: ‎02-07-2013

Re: Unusually Early Discover CLI

Congrats auto luv is the best luv

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
Last 5 apps 6/6/13
Valued Contributor
Posts: 1,358
Registered: ‎08-07-2007

Re: Unusually Early Discover CLI

09Lexie wrote:
Any auto CLI's is welcomed in my book. Congrats.
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012

Re: Unusually Early Discover CLI



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