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I was just gonna keep everyone here updated about the chase freedom app first was denied then was recomended approval then denied
Ok, what else i can do as far as this app goes.Do i give up or is any executive phone number i could call or just recon one more time?
Thanks for any input on this
I think if you were denied after a recommend for approval from the analyst that you probably need to give it 6 months and app again, I don't think reconning again is going to help.
01-29-2013 05:23 PM
Ur absolutly right.I dont wanna waste more energy with this.I do believe though that chase was right for the denial base on my new accounts from 4 months ago
They did recomend that the new accounts age from 6 to 12 months and they should have no problem with the approval.
@09Lexie wrote:Re: Chase freedom denied after recon credit analyst recommend approval pending second review01-29-2013 05:23 PM
Ur absolutly right.I dont wanna waste more energy with this.I do believe though that chase was right for the denial base on my new accounts from 4 months ago
They did recomend that the new accounts age from 6 to 12 months and they should have no problem with the approval.
CITI FORWARD $15K -PENFED $6,5K- PAYPAL MC $6K
LOWES $6K -COMMENITY $5.2K- PNC $5K- WMART DISC $4K
COMENITY $3.75K BANK OF AMERICA $3K -SAMS CLUB DC $2.5K MACYS $2.2K
JC PENNY $1.8KARGET $0.7K 1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 714 Equifax 730- Experian 736
Didn't you already answer your own question? Wait the 6-12 mos- Chase recons are great and their analysts are really good. You have alot of nice new prime cards...let them age and you will probably get a much higher limit as opposed to settling for a CL (if they approve you) that you would not be happy with ange dealing with HP for CLI.
I was just wondering if all i could do is done and move on thats all.I appreciate all the support from everyone here.Thanks guys
Sorry for you, but patience is your friend. I know it is hard, but I just would garden for some time. You have some nice lines already. Calling the EO wouldn´t help much I guess, after this final denial.
I guess gardening is the way to go right now.Its ok though i got approved for the citi forward this month and i got the foot in to the citis door wich is a great step
But you know what iam really suprised from all the support in here and glad we help eachother.Thank you
yes now garden! for about a year and your going to be golden.
Let those INQUIRIES age away from your score!
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@MovingForward_2012 wrote:
OMG! I didn't know it was truly possible to get denied after recommended approval. You can call back one last time and tell them you were denied after being recommended for approval to see if there is a chance for approval. If that goes bad, I would wait 6 months as the others said.
You really think, one can be approved after two denials? One after a recon? And if so, one would get a decent limit to start with and not only $500? I sincerly doubt that ... Just my 2 cents.