Re: Victorias Secret Approved!

myjourney · ‎03-03-2013

Hard pulls stay on CR for 2 yrs

SP are only viewed by you

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Tink1o5 · ‎03-03-2013

Oh ok I see. Well thats cool to know. I think i will go make my own thread, because I dont want to High Jack the OP thread. Thanks for the reply though.

WF Secured - 300
Quizzle Score (FAKO) - 568 (3-5-13)

Starting Score: 559
Current Score: 559
Goal Score: 750

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ObeyJohnny12 · ‎03-03-2013

Congrats! I never seem to get an offer through the cart trick..hmm.

Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.

erlafontaine · ‎03-04-2013

i have one baddie on my reports.........got no popups at all when i tried this trick with 2 different stores ....walmart and VS

Starting Score: Decem 2012 - 568 (EX) ?? (TU FICO) 464 (EQ FICO) 540 (TU) 511 (CREDIT KARMA) 549 (QUIZZLE) 608 (CREDIT SESAME)
Current Score: December 2013 - 633 (EX) 585 (TU FICO) 583 (EQ FICO) 611 (TU) 591 (CREDIT KARMA) 623 (QUIZZLE) 660 (CREDIT SESAME) 660 (CREDIT.COM)
Goal Score: 700 across the board - Hoping to buy a home by March 2014..All baddies removed except for one stubborn First Premier who refuses to take it off even though it's PIF! GRRR

In my wallet: Home Depot $500 | Buckle $250 | Express $500 | Loft $500 | VS $350

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CarlyK82 · ‎03-04-2013

I have yet to get a pop-up with the offer either, but I believe that this is due to being opted out. Not sure if that can be confirmed or denied though, so someone please someone correct me if I am wrong. If you are opted out, chances are you will not get the soft pull?

Officially in the garden...for like, EVER (or at least a really long time)

Starting Score: TU: 636 EQ: ?? EX: ??
Current Score:TU: 641 EQ: 643 EX: ??
Goal Score: 700s Across the Board

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dodfire · ‎03-04-2013

I think the shopping cart pop up is a mythical creature that only a chosen few ever see !!!

*8/10/13

Simply827 · ‎03-04-2013

@CarlyK82 wrote:
I have yet to get a pop-up with the offer either, but I believe that this is due to being opted out. Not sure if that can be confirmed or denied though, so someone please someone correct me if I am wrong. If you are opted out, chances are you will not get the soft pull?

If you're opted out you won't get any pop-ups.

SLR72689 · ‎03-04-2013

@erlafontaine wrote:
i have one baddie on my reports.........got no popups at all when i tried this trick with 2 different stores ....walmart and VS

I have 2 unpaid charge offs, 5 paid collections being reported, and as of my last report I was using 97% of my credit and I got the pop up with VS but not Walmart or Express.

spunkiemama · ‎03-04-2013

I thought there were no preapproval popups for walmart??

injustifiiable · ‎03-04-2013

@spunkiemama wrote:
I thought there were no preapproval popups for walmart??

I've heard there are pre-approved offers for Walmart sometimes, but accepting those would result in HP. I've never gotten one, though.

I recently got a pre-approval for VS for $500. They SP'd my EX, which has 3 PR's and 4 baddies on it. Most of the baddies are from 2006...the other SP pre-approvals I've gotten (Express, J. Crew, Brylane Home and KingSize)..they softed EQ which is a lot cleaner.

I used the VS card at Bath and Body Works just last weekend.

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