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Regular Contributor
SFernandez13461
Posts: 207
Registered: ‎02-24-2011

Wal-Mart Discover CLI "love button"

I just tried my luck with the "love button," but got declined again. The last time I was declined after making the request online I got frustrated reading a thread on everyone getting increases and called customer service to ask again and got it without any hassle. I'm just wondering if anyone ever actually gets an increase online or whether you should only make the request over the phone.


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: Wal-Mart Discover CLI "love button"

Call underwrite department dude.......

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Wal-Mart Discover CLI "love button"


SFernandez13461 wrote:

I just tried my luck with the "love button," but got declined again. The last time I was declined after making the request online I got frustrated reading a thread on everyone getting increases and called customer service to ask again and got it without any hassle. I'm just wondering if anyone ever actually gets an increase online or whether you should only make the request over the phone.


Where was your luv button? Was it on your home screen or in card options?


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
SFernandez13461
Posts: 207
Registered: ‎02-24-2011

Re: Wal-Mart Discover CLI "love button"

Home screen.


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Wal-Mart Discover CLI "love button"


SFernandez13461 wrote:

Home screen.


Its probably a generic denial, how long did you have the account? 3 to 4 months I would call GE backdoor number


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
SFernandez13461
Posts: 207
Registered: ‎02-24-2011

Re: Wal-Mart Discover CLI "love button"

The account was opened last August or September. Initially I got the Discover with a limit of 800, and I got a small increase to 1000 late last year. My other major cards are 6- and 4000, so I was hoping they would get a bit closer to that.


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
New Contributor
hammertime
Posts: 59
Registered: ‎03-30-2010

Re: Wal-Mart Discover CLI "love button"

I received an increase within the last two weeks online from 4900 to 7500 on Walmart Discover.  Walmart TU FICO around 742.  It was about 4 months since last increase.  I do use card occasionally but PIF.

New Member
blazer00aaaa
Posts: 5
Registered: ‎02-04-2013

Re: Wal-Mart Discover CLI "love button"

call uw number 

Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012

Re: Wal-Mart Discover CLI "love button"

The "luv button" has never worked for me. I always call the backdoor numbers.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Wal-Mart Discover CLI "love button"

I got a cli two days ago from the love button. First time for me.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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