Wal-Mart & Old Navy Visa upgrade!!

snowkitty · ‎04-29-2014

I was logging into all my accounts this morning as usual and the upgrade screen popped up on wal-mart and then Old Navy. I didn't accept the Walmart one but I did accept the Old Navy one because I use that card so much for the perks! I've been waiting for an upgrade and was surprised they both came at the same time. The old navy came with a CLI increase as well. From 4500 to 5000. I was tempted on the Walmart card but I don't want 2 new trade lines popping up especially since I've read that my Sam's Discover will close out and become a Sam's MC.

Anonymous · ‎04-29-2014

Congrats!

gdale6 · ‎04-29-2014

@snowkitty wrote:
I was logging into all my accounts this morning as usual and the upgrade screen popped up on wal-mart and then Old Navy. I didn't accept the Walmart one but I did accept the Old Navy one because I use that card so much for the perks! I've been waiting for an upgrade and was surprised they both came at the same time. The old navy came with a CLI increase as well. From 4500 to 5000. I was tempted on the Walmart card but I don't want 2 new trade lines popping up especially since I've read that my Sam's Discover will close out and become a Sam's MC.

Grats on the upgrade & CLI

-Wade- · ‎04-29-2014

@snowkitty wrote:
I was logging into all my accounts this morning as usual and the upgrade screen popped up on wal-mart and then Old Navy. I didn't accept the Walmart one but I did accept the Old Navy one because I use that card so much for the perks! I've been waiting for an upgrade and was surprised they both came at the same time. The old navy came with a CLI increase as well. From 4500 to 5000. I was tempted on the Walmart card but I don't want 2 new trade lines popping up especially since I've read that my Sam's Discover will close out and become a Sam's MC.

Congrats on your success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

tcbofade · ‎04-29-2014

YAY u! My DW got the ON upgrade, but not the wallyworld one...

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...

chalupaman · ‎04-29-2014

Congrats! I'm so glad some of these GE cards can be upgradable like that after a long period of time.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

CreditMagic7 · ‎04-29-2014

Congrats! Thanks for sharing.

12njoy · ‎04-29-2014

@chalupaman wrote:
Congrats! I'm so glad some of these GE cards can be upgradable like that after a long period of time.

I got my TJX store card in October 2013 and it was upgraded this month to the TJX Platinum Mastercard with a $1,500 CLI.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+

Kenny · ‎04-29-2014

@snowkitty wrote:
I was logging into all my accounts this morning as usual and the upgrade screen popped up on wal-mart and then Old Navy. I didn't accept the Walmart one but I did accept the Old Navy one because I use that card so much for the perks! I've been waiting for an upgrade and was surprised they both came at the same time. The old navy came with a CLI increase as well. From 4500 to 5000. I was tempted on the Walmart card but I don't want 2 new trade lines popping up especially since I've read that my Sam's Discover will close out and become a Sam's MC.

Very smart decision! If it comes up it will come up again when it's Wal-Mart Mastercard! Congrats!

Take the myFICO Fitness Challenge

12njoy · ‎04-29-2014

@KennyRS wrote:
@snowkitty wrote:
I was logging into all my accounts this morning as usual and the upgrade screen popped up on wal-mart and then Old Navy. I didn't accept the Walmart one but I did accept the Old Navy one because I use that card so much for the perks! I've been waiting for an upgrade and was surprised they both came at the same time. The old navy came with a CLI increase as well. From 4500 to 5000. I was tempted on the Walmart card but I don't want 2 new trade lines popping up especially since I've read that my Sam's Discover will close out and become a Sam's MC.
Very smart decision! If it comes up it will come up again when it's Wal-Mart Mastercard! Congrats!

Is Walmart Discover going away? If so, when?

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+