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Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Walmart CLI - They Make It So Easy!

Nice congrats!

$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
CribDuchess
Posts: 595
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


MsLadyRover wrote:

Nice! Congratulations!


Thank you!!

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
CribDuchess
Posts: 595
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


aussiesareforever wrote:

Don't know the answer but i'm pretty sure you can get cash back with the store version 


Yeah, you're probably right.  They should probably call GE/Walmart and find out what's going on.

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
CribDuchess
Posts: 595
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


chnceit wrote:
Nice congrats!

Thank you!!

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Walmart CLI - They Make It So Easy!

I know the answer!!!

Call regular Cust Serv
Tell them that you recently rec'd a cli, but your cash advance limit wasnt changed to reflect the 20% of your total credit as it should.
They have fixed it for me that way.

If they try to argue. Remind them that in your cardmember agreement the cash adv limit IS equal to 20% of the total line.

I had to call to get them to raise my Wmt Discover from $600 on a $15k line to the true 20% ($3k).

Also, Cash Advance limit wont even show up on the mobile version of the site.... And remember GE sets most of their cash advance limits at 20% of the overall limit.

Hope this helps!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Walmart CLI - They Make It So Easy!

I seriously want a Walmart card! Its very tempting for the free FICO and the awesome CLIs! Darn you Walmart card holders!

$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
CribDuchess
Posts: 595
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


youngandcreditwrthy wrote:
I know the answer!!!

Call regular Cust Serv
Tell them that you recently rec'd a cli, but your cash advance limit wasnt changed to reflect the 20% of your total credit as it should.
They have fixed it for me that way.

If they try to argue. Remind them that in your cardmember agreement the cash adv limit IS equal to 20% of the total line.

I had to call to get them to raise my Wmt Discover from $600 on a $15k line to the true 20% ($3k).

Also, Cash Advance limit wont even show up on the mobile version of the site.... And remember GE sets most of their cash advance limits at 20% of the overall limit.

Hope this helps!

You are so knowledgeable!!  Thanks for shedding light on this mystery!  That all makes perfect sense and I do remember reading about the 20% thing in my agreement when I first got it.

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
bbb3601
Posts: 327
Registered: ‎01-26-2012

Re: Walmart CLI - They Make It So Easy!

Awesome!! I am so jealoius. Had my account over a year and can't get above 750!!

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Established Contributor
CribDuchess
Posts: 595
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


chnceit wrote:
I seriously want a Walmart card! Its very tempting for the free FICO and the awesome CLIs! Darn you Walmart card holders!

*giggle*  Oh yeah, I know exactly what you mean!  I resisted temptation for many months myself, but finally in November I couldn't stand it any longer and had to app for Walmart.  :smileyvery-happy:  The free TU FICO is the best perk and the SP CLIs are fabulous.

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
CribDuchess
Posts: 595
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


bbb3601 wrote:

Awesome!! I am so jealoius. Had my account over a year and can't get above 750!!


You must call them, seriously!  I hear you get better results if you call after normal business hours or on the weekend.  Today's Sunday, so you should call.  You have nothing to lose!  The number I called is 877-379-8173.  Good luck if you decide to go for it!

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K

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