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Valued Member
Sputney23
Posts: 44
Registered: ‎08-13-2012

Re: Walmart CLI - They Make It So Easy!

Not to thread jack..But what score does walmart pull for the store card?

EQ 700 Trans 695 Exp 722
Established Contributor
aussiesareforever
Posts: 737
Registered: ‎10-04-2010

Re: Walmart CLI - They Make It So Easy!

They almost always pull TU

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Valued Contributor
BearsAndTurtlesRtheBest
Posts: 2,954
Registered: ‎10-02-2012

Re: Walmart CLI - They Make It So Easy!

WOW thats something!! excellent job!

Wells Fargo Platinum VISA $1,000
Sony VISA $500
Bloomingdale's Credit Card $800
Macy's Credit Card $600
EX FICO---,EQ FICO---,TU FICO---, AAOA---, In the Garden Since 03-25-
Valued Contributor
Epcot
Posts: 2,760
Registered: ‎10-10-2012

Re: Walmart CLI - They Make It So Easy!

What an increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 780 EX 770 TU 774
App free since 4/11/13
Established Contributor
CribDuchess
Posts: 569
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!

Thanks Bears & Epcot!!  :smileyhappy:

FICOs: TU08 808 1/3/14 per Wally; TU98 780 1/1/14; EQ 764 1/1/14; EX 808 1/1/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Walmart CLI - They Make It So Easy!

thats awesome!

 

on the store card my limits went 800-3k-5k and my cash advance limit is 160(LOL)

going for 10k next time i call!

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Established Contributor
westo12
Posts: 563
Registered: ‎07-20-2008

Re: Walmart CLI - They Make It So Easy!

I opened card 9/12 with $500 limit, rec'd a $150 cli via website within 4 months, then a month later I called backdoor number for an increase and they up'd it to $1k.  I hate when they ask you how much you want, so you tell them, then they give it to you without hesitation and then you feel you should have asked for more lol.   Wish there was some magic amount to ask for (double the current limit, maybe??) as a starting point.

I'm still in rebuilding stage, so I think I'm going to ask in a couple more months for another $1k, see what happens. :smileyhappy:

2014 Starting-618, current TU646/EX662/EQ629 (WalTU 4/4,MYFico 3/1, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 5/30 day auto lates in 2yrs /Install Debt: Santander $11k | Springleaf $4k | Revolving Bals/Limit 8535/21974=39%util: Chase 4k | BofA 3k | Kay 3k | Macys 1900 | Barclay 1.5k | Walmart 1.5k | Amazon Store 1.2k | Citi/Goodyear 900 | BML 862 | Emblem 832 | CareCredit 800 | DiscoverIT 800 | Target 700 | CapOne 600 | Chase/AU 500 | VictSec 500 | CapOne 450 | Express 250 | Buckle 250 **Officially in the garden until I get some auto CLI's on my major accts**
Valued Contributor
dodgerslv
Posts: 1,464
Registered: ‎06-16-2012

Re: Walmart CLI - They Make It So Easy!

[ Edited ]

Wow...hopefully one day i will be there where you are at OP! Congrats!

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)



Established Contributor
CribDuchess
Posts: 569
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


creditnocash wrote:

thats awesome!

 

on the store card my limits went 800-3k-5k and my cash advance limit is 160(LOL)

going for 10k next time i call!


Thanks!  You have had some very nice increases as well - congrats on those!  I have no doubt you will be at 10k the next time you call.  Oh and you need to call them about your cash adv limit since it should be 20% of your limit as per their card agreement.  Youngandcreditwrthy pointed out this flaw that can sometimes happen where they raise your overall limit but fail to bring up your cash adv limit.

FICOs: TU08 808 1/3/14 per Wally; TU98 780 1/1/14; EQ 764 1/1/14; EX 808 1/1/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Established Contributor
CribDuchess
Posts: 569
Registered: ‎09-12-2011

Re: Walmart CLI - They Make It So Easy!


westo12 wrote:

I opened card 9/12 with $500 limit, rec'd a $150 cli via website within 4 months, then a month later I called backdoor number for an increase and they up'd it to $1k.  I hate when they ask you how much you want, so you tell them, then they give it to you without hesitation and then you feel you should have asked for more lol.   Wish there was some magic amount to ask for (double the current limit, maybe??) as a starting point.

I'm still in rebuilding stage, so I think I'm going to ask in a couple more months for another $1k, see what happens. :smileyhappy:


That is exactly how I feel.  I think you should try for $3,000 next time you ask.....or more.  GE is way more generous that most companies.  Good luck!!!  :smileyhappy:

FICOs: TU08 808 1/3/14 per Wally; TU98 780 1/1/14; EQ 764 1/1/14; EX 808 1/1/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K

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