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Walmart CLI

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lawless05
New Contributor

Walmart CLI

So I went to check for my new FICO TU score but it wasn't posted yet so I hit the luv button and got the message that they couldn't process my request now. Came to myfico and searched walmart cli to get some courage to call the credit solutions. Call them and requested 3,000 from 900. Approved!!!  I opened the card back in April. Only charged a total of 200 dollars to card during this whole time. Smiley Happy)))

Message 1 of 36
35 REPLIES 35
09Lexie
Moderator Emerita

Re: Walmart CLI

Message 2 of 36
sphinx313
Established Contributor

Re: Walmart CLI

I've used the F out of my Walmart card because the limit is $400. When you factor in gas and groceries it is very easy to hit that number. My biggest complaint is that my payments take a few days to post which leaves me in the dog house. I was approved for the card on 4/14/13 and I'm not sure that less than 3 months is an ideal time to ask for more credit but I may hit it for the heck of it.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 3 of 36
09Lexie
Moderator Emerita

Re: Walmart CLI

@sphinx313

It's best to try after your 4th statement and ask for a high number- if eligible they will counter.
Message 4 of 36
sphinx313
Established Contributor

Re: Walmart CLI

WELL 13 seconds after that post I decided to do it anyway and it said "We apologize for the inconvenience but we cannot approve credit limit increases ONLINE for this account". I wonder if that means I have some sort of B grade store card like the Best Buy one. I was lucky to be approved in the first place so I am not upset about it but i guess at the 6 month mark I'll call in to customer service and explain that I'm tired of making 2-4 payments a month because of the limit.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 36
09Lexie
Moderator Emerita

Re: Walmart CLI

@sphinx313

You can try again in 6 mos if you desire. Generally speaking, GE likes to see how the current credit limit is managed before they grant CLI's. the consensus is after the 4th statement for each CL.
Message 6 of 36
lawless05
New Contributor

Re: Walmart CLI

You should definitely call in cause it was a quick turn around for me. 

Message 7 of 36
racer-x
Valued Contributor

Re: Walmart CLI

Sphinx, pay your bill at the register or customer service desk...it's pretty much instantaneous.

Message 8 of 36
totallymytravis
New Contributor

Re: Walmart CLI

I've had this card for a year and have been stuck at a $300 CL it's been paid off for months. Every month I request a CLI online and it's a no. They then send me a letter in the mail. It's been lots of letters in the mail saying no. Makes no sense to me.
Message 9 of 36
TrishN
Established Contributor

Re: Walmart CLI

i call them every 2 months to request it. went from 700 to 6 K after 3 times called

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 10 of 36
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