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New Contributor
lawless05
Posts: 69
Registered: ‎09-13-2012

Walmart CLI

So I went to check for my new FICO TU score but it wasn't posted yet so I hit the luv button and got the message that they couldn't process my request now. Came to myfico and searched walmart cli to get some courage to call the credit solutions. Call them and requested 3,000 from 900. Approved!!!  I opened the card back in April. Only charged a total of 200 dollars to card during this whole time. :smileyhappy:)))


Starting Score: FICO EX 580ish (JAN 2008)
Current Score: Walmart TU695 USAA EX 682 CK 657 CS 687(June 2013)
Goal Score: 740+

Last APP 4/9/13 Current Wallet: Discover It 6,000 NFCU Cash Rewards 10,000 Chase Sapphire 5,000 Wal-Mart 3,000 BoA Travel Rewards 2,500 Paypal Extras MC 2,000Capital One Platinum 1,750 USAA secured 850
Moderator
09Lexie
Posts: 24,191
Registered: ‎09-13-2012

Re: Walmart CLI

Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: Walmart CLI

I've used the F out of my Walmart card because the limit is $400. When you factor in gas and groceries it is very easy to hit that number. My biggest complaint is that my payments take a few days to post which leaves me in the dog house. I was approved for the card on 4/14/13 and I'm not sure that less than 3 months is an ideal time to ask for more credit but I may hit it for the heck of it.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Moderator
09Lexie
Posts: 24,191
Registered: ‎09-13-2012

Re: Walmart CLI

@sphinx313

It's best to try after your 4th statement and ask for a high number- if eligible they will counter.
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011

Re: Walmart CLI

WELL 13 seconds after that post I decided to do it anyway and it said "We apologize for the inconvenience but we cannot approve credit limit increases ONLINE for this account". I wonder if that means I have some sort of B grade store card like the Best Buy one. I was lucky to be approved in the first place so I am not upset about it but i guess at the 6 month mark I'll call in to customer service and explain that I'm tired of making 2-4 payments a month because of the limit.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Moderator
09Lexie
Posts: 24,191
Registered: ‎09-13-2012

Re: Walmart CLI

@sphinx313

You can try again in 6 mos if you desire. Generally speaking, GE likes to see how the current credit limit is managed before they grant CLI's. the consensus is after the 4th statement for each CL.
New Contributor
lawless05
Posts: 69
Registered: ‎09-13-2012

Re: Walmart CLI

You should definitely call in cause it was a quick turn around for me. 


Starting Score: FICO EX 580ish (JAN 2008)
Current Score: Walmart TU695 USAA EX 682 CK 657 CS 687(June 2013)
Goal Score: 740+

Last APP 4/9/13 Current Wallet: Discover It 6,000 NFCU Cash Rewards 10,000 Chase Sapphire 5,000 Wal-Mart 3,000 BoA Travel Rewards 2,500 Paypal Extras MC 2,000Capital One Platinum 1,750 USAA secured 850
Frequent Contributor
racer-x
Posts: 374
Registered: ‎09-16-2012

Re: Walmart CLI

[ Edited ]

Sphinx, pay your bill at the register or customer service desk...it's pretty much instantaneous.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Established Member
totallymytravis
Posts: 32
Registered: ‎06-02-2012

Re: Walmart CLI

I've had this card for a year and have been stuck at a $300 CL it's been paid off for months. Every month I request a CLI online and it's a no. They then send me a letter in the mail. It's been lots of letters in the mail saying no. Makes no sense to me.
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012

Re: Walmart CLI

i call them every 2 months to request it. went from 700 to 6 K after 3 times called

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013

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