Congrats. Let me tell you a story about WalMart. I didn't have a credit card for 13 years and had never checked my credit score before. I used a WalMart prepaid Visa for about 3 years for online purchases, especially for foreign monthly fees on music websites. I applied for my first real credit card and was approved. I thought, now why do I need this prepaid card any longer? My Mastercard was declined for foreign purchases and left me feeling like I should have kept paying that $3 a month fee and $3 per load on the prepaid card. I go to WalMart to reopen my old account and they now make you type in your address, phone number and all into a credit card terminal. I hit the wrong button and sent $25 as my annual income. I was denied a WalMart Prepaid Visa. **bleep**? I felt like an idiot with 10 other people waiting in line. Come to find out WalMart had switched companies who do their financing. This was a prepaid card so why did they care if I have to have cash loaded before I can use their card? Apparently, some people use it once and stop using it and the $3 a month charge piles up on the card. I went to CVS and got an American Express Serve card. It costs nothing to load money onto and it's only $1 a month. Still, it would not allow me to make foreign transactions. I now have 5 major credit cards after seing how high my credit score went after no activity for 13 years. Good luck with your WalMart card. I don't know if they'll be there for you when you need them though.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Gardening Until Further Notice