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Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Walmart card CLI

     Got my new Walmart card and logged in for the first time to the online account info. Got my credit score which was waay lower than I thought.. oh well.. and then I noticed a button that said click this to request a CLI.   That there button looks mighty enticing to me. Its almost as if in my mind i read "press here to raise your credit score" or press for free money". Does it make any sense to request a CLI right off the bat? I don't wanna waste a hard pull. I was reading through old messages as I do before I post to try to see if my question had been answered elsewhere and someone was saying that GE grants a CLI every 4 months. There is also the logic (in my mind) that if the button is clickable then there is a CLI available to me there somewhere behind the button. Any insight?

 

https://encrypted-tbn2.gstatic.com/images?q=tbn:ANd9GcRSx54dO6I1zEc2HjO-QnVfelm_hPJHH6FB3Vvaz71c9azM...

 

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Walmart card CLI

You can try it. If denied its only a sp. I press mine every time i feel like it lol
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Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: Walmart card CLI

    
Thank you. That is the information I needed.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Walmart card CLI

AFIAK GE's online CLI button still does not work you have to call in.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Contributor
Stephen_Dashman
Posts: 97
Registered: ‎12-04-2012
0

Re: Walmart card CLI

I tried just before two months and it mentioned my income not being high enough online but just received mail that my accout hadn't been open long enough. So I might try in a couple months now unless they do an auto.

EX 690 (Credit.com 6/14) | EQ 673 (DCU 6/14) | TU 705 (Walmart 7/14)

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Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013
0

Re: Walmart card CLI


LS2982 wrote:
AFIAK GE's online CLI button still does not work you have to call in.

Thanks. I decided to hold off for 6 months anyway. I am not using my card other than a token transaction anyway. Im following the advice here and have 0 balance on one card and 25 dollar balance on the other which represents like 4% utilisation so i am optimised in that department for the time being. I'm just going to garden for 6 months and count my blessings that I was approved for 2 unsecured credit cards with such low FICO scores.....

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012
0

Re: Walmart card CLI

I'd try , why not it's a soft pull :smileytongue:, id wait only three months buy some gum then call the number and ask for an increase. They're usually pretty generous
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