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Member
millworx
Posts: 18
Registered: ‎04-03-2011
0

WooHoo Discover IT! and Couple more cards Finally!

So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652

 

So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.

 

Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!

 

Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!

 

I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!

 

Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.

 

Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!

Senior Contributor
Wanderer
Posts: 4,144
Registered: ‎10-03-2008
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!
Valued Contributor
gdale6
Posts: 9,262
Registered: ‎12-13-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

nice run

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Community Leader
Senior Contributor
KennyRS
Posts: 4,946
Registered: ‎01-15-2009
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! You've traveled far! :smileyhappy:
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:782(9/08) - EQ04:763(8/29) - EQ08:783(9/10) - TU08:799(9/05)
Goal Score: 800+
Valued Contributor
BigBS
Posts: 2,217
Registered: ‎02-18-2014
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.
Member
millworx
Posts: 18
Registered: ‎04-03-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Yes!! I decided to go for one more card just now. Amazon Rewards Visa... I applied got the dreaded 30 day review. Figured I might have gotten denied.... But alas 30 minutes later... just now I got the welcome email! $4k credit limit!

 

Okay I think I'm really done now.

Established Member
Kohler
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats. I used to play poker online before black friday. :smileyhappy: Have you ever met any professional players? Sorry for OT.

Established Member
Kohler
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

I mean like players that are on TV a lot. :smileyhappy:

Valued Contributor
One7
Posts: 1,523
Registered: ‎07-24-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congratulations!  You have a lot to be proud of

MyFico Current Scores: EX 758 EQ 743 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Citi AA Exec WEMC: 11k | BofA Trav Rwds Sig: 10k | BofA Cash Rwds Sig: 5k | Hawaiian Air WEMC: 7k | JP Morgan Ritz Carlton Sig: 5k | Citi TYP Sig: 5k | Chase CSP Sig: 5k | Marriott Premier Sig: 6k | Amex PRG: NPSL | Amex SPG: 3k | Amex Costco: 1.2k | Chase Frdm: 2.2k | Barclay Rwds: 5k | Cap1 QS Visa: 3k | SG Rwds: 8k | GM WEMC: 3k | Wlmart MC: 4k | Discover It: 1.4k | Dillards Amex: 2k | UFCU: 25k | Cap1 Sec: 750 | US Bank Plat: 300 | Lowe's: 5.5k | Jared: 5.1k | Kay: 5.1k | John Deere (Hidden TL): 5k | CareCredit: 4.5k | Home Depot: 4k | Amazon: 2,250 | PayPal SC: 4k | Fhut: 1.7k | Chevron: 1,750 | Macy's: 1.5k | J Crew: 5,550 | Express: 1.1k | Buckle: 600
Mega Contributor
coldnmn
Posts: 12,923
Registered: ‎08-08-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /


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