Frequent Contributor
Posts: 254
Registered: ‎04-15-2013

Woot!! I got Approved

I'm so happy today since I got approved to upgrade my School First CU gold visa card to School Employee Credit Card. It's funny because I was applying for the reward visa card that they have but instead they put me on this one. They told me I didn't qualify for the reward program since I need great-excellent credit. My current visa card has 14.95% interest rate now its down to 11.50% so in a way I'm happy with it. So technically it's an upgrade for I love my CU. Congratulations! You've been approved for a limit increase of $0.01. Approval expires: 06/12/2013 We're here to help you take the next step. Convert existing VISA to SECC w/ same limit of $3500. New rate will be 11.50%.
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: Woot!! I got Approved


Posts: 13
Registered: ‎03-05-2013

Re: Woot!! I got Approved

Congrats on the upgrade!

BOA Secured (12/12) Cap One Secured (01/13)... Projected date FICO score will be generated (06/13)
Valued Contributor
Posts: 1,357
Registered: ‎08-07-2007

Re: Woot!! I got Approved

Awesome! Congrats.

Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011

Re: Woot!! I got Approved

Looks good to me.  Far lower than any APR I have. 

Frequent Contributor
Posts: 254
Registered: ‎04-15-2013

Re: Woot!! I got Approved

I'm happy about's better than nothing. I'll just keep a low profile for the time being. My real goal is to get Chase Sapphire Card Preferred. Right now I have to wait for a while until all 3 of my collections that I have falls off this year. And I still have a judgement on my file which pretty much falls off by next year. So technically I will have a clean credit my January 2015. By that time my credit should be high.
Mega Contributor
Posts: 15,434
Registered: ‎04-09-2011

Re: Woot!! I got Approved


Nice APR!

Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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