Posts: 115
Registered: ‎01-19-2013

Yay Me!!!!!

I just got a call from BoA to verify my info....she approved me afterwards!!!! I have 2 secured cc....I'm on my way to rebuilding my credit.

BofA $3k/QuickSilver1 $2k/Barclaycard Apple $1700/Barclaycard MC $1650/GoodYear $1k/Macy's $600/Torrid $500/Angel $500/Avenue $500/US Bank $300/CAP1 Sec. $300
Established Contributor
Posts: 863
Registered: ‎07-04-2012

Re: Yay Me!!!!!

Nice going :smileyhappy:
I hope boa is good with you in the future and good luck in the rebuilding process.
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Posts: 78
Registered: ‎03-02-2009

Re: Yay Me!!!!!

Congrats! I've heard that BofA graduates their secured cards to unsecured after a year of responsible usage.

Frequent Contributor
Posts: 416
Registered: ‎12-05-2012

Re: Yay Me!!!!!


Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
Take the FICO Fitness Challenge
App Free since 2.8.13
Valued Contributor
Posts: 2,731
Registered: ‎03-14-2012

Re: Yay Me!!!!!


Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,177
Registered: ‎01-09-2012

Re: Yay Me!!!!!



In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 1,939
Registered: ‎08-13-2007

Re: Yay Me!!!!!

Good for you! I'd say you are well on your way to much better things!


Take care of those cards...  :smileyhappy:


** Every Card has a Job, and Every Card does its Job **

Established Contributor
Posts: 629
Registered: ‎09-18-2011

Re: Yay Me!!!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Member
Posts: 37
Registered: ‎01-16-2013

Re: Yay Me!!!!!


Staying in the garden.. at least till Dec 2013 ?
TU/CK 687,Walmart 712
EX/CS 739
Valued Contributor
Posts: 2,783
Registered: ‎10-10-2012

Re: Yay Me!!!!!

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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