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amex invitation to increase credit limit email

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grubs
Valued Member

amex invitation to increase credit limit email

Hey guys, today I received an email from amex saying that they want to increase my credit limit by $1600. Is this normal? Never seen one as a lurker here for a year. Would this result into a hard pull?

 

Thanks.

Message 1 of 13
12 REPLIES 12
SunriseEarth
Moderator Emeritus

Re: amex invitation to increase credit limit email

Congrats!  Take it.   AFAIK, no AMEX CLIs would generate an HP.  

 

(edited for clarity)



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 13
L-TWT
Established Contributor

Re: amex invitation to increase credit limit email


@grubs wrote:

Hey guys, today I received an email from amex saying that they want to increase my credit limit by $1600. Is this normal? Never seen one as a lurker here for a year. Would this result into a hard pull?

 

Thanks.


Received similar E-mail offer in the amt of $3600 ~ 2 mos ago. So if you choose to accept offer, which I know u will Smiley Wink, it will not result in HP/SP!

And this normal of AMEX? well I've been with them since 2006 and never use to receive such offers, then again my credit was AWFUL! Smiley Embarassed


Message 3 of 13
takeshi74
Senior Contributor

Re: amex invitation to increase credit limit email


@grubs wrote:

Is this normal?


Doesn't really matter what's normal.  They'll offer it to those who qualify so not everyone will receive such an offer.

Message 4 of 13
grubs
Valued Member

Re: amex invitation to increase credit limit email

Cool! This will put my limit at $5600 total. 

 

Awesome move by amex! 

Message 5 of 13
BigBS
Senior Contributor

Re: amex invitation to increase credit limit email

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 13
leoment
Frequent Contributor

Re: amex invitation to increase credit limit email

Awesome news! I received one of those e-mails earlier this year for an increase of $2k.  Was a no-brainer! Enjoy!

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
Message 7 of 13
Anonymous
Not applicable

Re: amex invitation to increase credit limit email

Congrats!
Message 8 of 13
alvon123
Super Contributor

Re: amex invitation to increase credit limit email

congrats


Message 9 of 13
gdale6
Moderator Emeritus

Re: amex invitation to increase credit limit email


@grubs wrote:

Cool! This will put my limit at $5600 total. 

 

Awesome move by amex! 


Grats on your auto luv Smiley Happy

Message 10 of 13
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