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Valued Member
frddlawson
Posts: 45
Registered: ‎02-01-2011

approved Citi Dividend after recon

I didnt think it would work but it did. I was originally denied for Citi Dividend and approved after recon. Not sure what the cl will be, i will know that next week. They pulled Experian with one medical baddie. Fako was 701, util 18%, AAOA 6yrs. Nice lady from the executive office approved it.
Moderator
09Lexie
Posts: 24,105
Registered: ‎09-13-2012

Re: approved Citi Dividend after recon

Regular Contributor
flashevo
Posts: 114
Registered: ‎07-12-2011

Re: approved Citi Dividend after recon

Congrats
NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13



Valued Contributor
jsucool76
Posts: 2,769
Registered: ‎12-11-2011

Re: approved Citi Dividend after recon

Congrats.
Hope you get a good CL!
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: approved Citi Dividend after recon

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: approved Citi Dividend after recon

What was there reason for denial..Usually CITI is tough to recon especially if you were denied for excessive INQs

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Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: approved Citi Dividend after recon

Congrats! reading some stories on here that its hard to over turn a system denial! So congrats on your success

$100K in Credit
Last Credit Card App: 11/16/13
Senior Contributor
youngandcreditwrthy
Posts: 6,137
Registered: ‎08-16-2012

Re: approved Citi Dividend after recon

Congrats!!!
What are the limit and apr you were approved for?

I am currently reconning through the Exec office!!!! Hoping I finally get a Citi Diamond Preferred account!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Member
frddlawson
Posts: 45
Registered: ‎02-01-2011

Re: approved Citi Dividend after recon

Well, they denied me because of a current delinquency. As far as cl and apr, i have the slightest clue. I will find out next week when they issue me the card.
Valued Contributor
ryanbush
Posts: 1,293
Registered: ‎08-19-2012

Re: approved Citi Dividend after recon


youngandcreditwrthy wrote:
Congrats!!!
What are the limit and apr you were approved for?

I am currently reconning through the Exec office!!!! Hoping I finally get a Citi Diamond Preferred account!!

You have been waiting a while, how long does it normally take?  it seems like Chase does a better job of reconning on the spot

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