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Established Member
HuntingMama
Posts: 26
Registered: ‎05-08-2012
0

approved for first unsecured card!

Have been cleaning up my CR with lots of help from you folks on MyFico (Thanks, everyone!  :smileyhappy: )

 

July 2012, got secured Cap1 (paid in $159 and got $359 CL). 

 

Today, I just ap'd for Walmart online, and got $400 store card.  (MyFico TU649, EQ 642 current scores)

 

I know this doesn't sound like a big deal, but IT FELT SO GOOD!!!

 

 

Want to try for cc with my local CU, but will wait for these to report for a few months.

 

HuntingMama:  Dec 2012 = EQ scorewatch 649, TU myfico 649


HuntingPapa:  Dec 2012 = EQ scorewatch 625, TU myfico (Nov 2012) 604


 

Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011
0

woRe: approved for first unsecured card!

wow, congrats!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
princechristian
Posts: 203
Registered: ‎07-20-2012
0

Good job! Keep it up!

Good job! Keep it up!

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Valued Contributor
Swapmeet
Posts: 1,427
Registered: ‎11-10-2012
0

Re: approved for first unsecured card!

Congrats on your first unsecured card!!! I know exactly how you feel. It IS a big deal because it is a reward for your hard work! So be excited and keep up the good work!



My Wallet: WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||23k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: USAA CLI (both cards) 8-15-14
New Contributor
dannyb407
Posts: 59
Registered: ‎09-17-2011
0

Re: approved for first unsecured card!

Congrats!!!!

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012
0

Re: approved for first unsecured card!

great work!
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: approved for first unsecured card!

It is a big deal! 

 

Congrats to you on your approval :smileyhappy:

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Re: approved for first unsecured card!

Congrats on the approval - always good to have already one GECRB - they grow fast and you get a free monthly TU score now.

Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: approved for first unsecured card!

That's great, Keep it up. Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Valued Contributor
rootpooty
Posts: 1,739
Registered: ‎10-28-2011
0

Re: approved for first unsecured card!

Congrats.  No dont go on any app sprees cause you got approved for walmart.  let the walmart card grow then app for something in about 6 mos.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club

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