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Contributor
PSouz
Posts: 214
Registered: ‎03-25-2013

freedom CLI using CSP HP

Called "Chase: 888-245-0625 (Credit Analyst - Recons)" the day after getting approved for CSP, asked them to use hard pull from CSP app to give me a CLI because I only had a 500 CL, I asked for a 3k CL and was approved for 1k, 500 dollar CLI with no hard pull...I'll take it!

They said they only gave me the 500 instead of 2.5k because my freedom was still new

And also because I have 5 hard pulls on EX in the past 6 months







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Moderator
09Lexie
Posts: 24,120
Registered: ‎09-13-2012

Re: freedom CLI using CSP HP

Contributor
PSouz
Posts: 214
Registered: ‎03-25-2013

Re: freedom CLI using CSP HP

Thanks! I was surprised they were willing to give me anything without a new HP







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Valued Contributor
lg8302ch
Posts: 2,438
Registered: ‎11-13-2012

Re: freedom CLI using CSP HP

nice to know and a wonderful idea...will try to remember that should I get approved for CSP next year...might ask for siggy on my Freedom like that :smileyhappy:
FICO® EQ 789 (as of today) - TU 791 (05/28) * Fako EX 826 (06/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: freedom CLI using CSP HP


lg8302ch wrote:
nice to know and a wonderful idea...will try to remember that should I get approved for CSP next year...might ask for siggy on my Freedom like that :smileyhappy:

my plan!

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
PSouz
Posts: 214
Registered: ‎03-25-2013

Re: freedom CLI using CSP HP

@lg glad I could help, I hope it works for you too







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Valued Contributor
lg8302ch
Posts: 2,438
Registered: ‎11-13-2012

Re: freedom CLI using CSP HP

@creditnocash
..but first 13 months Freedom...this will be a moment for me...ha ha...but. i need to behave with my recent new CL anyhow
FICO® EQ 789 (as of today) - TU 791 (05/28) * Fako EX 826 (06/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Valued Contributor
lg8302ch
Posts: 2,438
Registered: ‎11-13-2012

Re: freedom CLI using CSP HP

thanks Psouz...just need a lot of patience first..ha ha
FICO® EQ 789 (as of today) - TU 791 (05/28) * Fako EX 826 (06/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Bronze Spade Garden Club member *
Contributor
PSouz
Posts: 214
Registered: ‎03-25-2013

Re: freedom CLI using CSP HP

How long ago did you get your freedom and what's your CL?







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: freedom CLI using CSP HP


lg8302ch wrote:
@creditnocash
..but first 13 months Freedom...this will be a moment for me...ha ha...but. i need to behave with my recent new CL anyhow

ive had my freedom since july, so ill be at 18 months if i decide too apply for csp, im gardening until jan, to app for another amex, and just doing it all ot once so all my inq's age together. 

 

yes, agreed. use it wisely payy all your bills on time and time will reward you :smileywink:

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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